What do you see in your housing market this weekend? Motivated sellers? Builder incentives? Here are some from the topics thread. "There is a radio ad running in San Diego promising to help you 'find a mate' It goes on to explain how knowing your credit score can help you get a new car or boat. After describing a few loan products, the salesman says 'a new condo could make you IRRESISTABLE!'"

One reader posted a link: "The times they are a changing. 'A Washington, D.C. area seller writes that he has 'drastically lowered' his price, and is 'very realistic about the market,' but that he’s turned down two contingent contracts with unrealistic buyers.'"

"In further discussion, both buyers, according to this seller, are very unrealistic about the value of their own homes, and want to put them on the market way overpriced."

From the Naples News. "Free upgrades, special financing, great incentives. Those stories and others of people getting great deals on a spec home someone had under contract but walked away from are everywhere. Fliers touting additional commissions and more incentives are flooding every real estate agent's office."

"Most builders won't admit to having problems with speculators walking away from contracts. But by many estimates in the overheated market of last year, there was up to 40 percent investor and speculative buying. A majority of those properties have now either been put back on the market by the investor or by the builder."

"Get it off the books, said (realtor) Joseph Ballerino. 'Builders and developers are probably leveraged. They built their communities thinking they were going to keep selling at last year's pace,' he said. The Realtor incentives are what he has a problem with, Ballerino said."

"'When a Realtor takes a client to a particular property it should be because the home meets the client's needs,' he said. 'Not because the Realtor is benefiting. If an agent is being offered special incentives, we will always disclose it to our clients.' Often they even share it with their clients, he said."

"The need to sell is also showing up in the resale market. Many offer to cover closing costs or provide seller-financing. Toni Stout and her partner are offering to pay up to $10,000 in closing costs on one home they're selling, Stout said. 'It is a way of saying 'pick me,' because there is just so much out there,' Stout said."