Bits Bucket for June 8, 2012
Post off-topic ideas, links, and Craigslist finds here.
The Housing Bubble
Examining the home price boom and its effect on owners, lenders, regulators, realtors and the economy as a whole.
About Me
Name:Ben Jones
Location:Northern Arizona, United States
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Appraisers Are Corrupt And Clueless®
Seems the only solution they have to the problem is to get prices rising again. Hold back inventory and get bidding wars going again.
I got a call last night from the broker who sold me the foreclosure in Pinellas county in Oct of 2010, set to close in Nov2010. Contract cancelled prior to closing….Freddie Mac under lawsuit for foreclosure.
House is now going Back on Market. Originally, I was supposed to be restored the contract if the house went back on the market, or given the first right to repurchase the house. It didn’t sound that way last night.
We’ve had our first real storms here in Central Florida for the summer season the past couple of days and continuing today, so I told him I would go by and see what it looked like after sitting vacant for another 2 years, almost.
But, as an aside, the broker told me the market was going like gang-busters.
It’s 2004 all over again. Multiple bids. Over-priced bidding. Insufficient inventory. We discussed breifly. He did confess that the big holders of foreclosures were selling them BULK to investor groups…REITS, who were converting them to rentals….the hot new market. I could get in on it too, and rent out the house. I am considering it. The return on my money is ZERO, thanks to Bernnanke and his cronies. The war on savers continues in hopes of getting the financial ponzi markets re-opened for skimming by Goldman-Sachs and friends. It never really stopped.
My advice to all. Don’t borrow. Don’t bank with the “big 10″ and pay cash for everything. Live cheap and let’s break up the financial terrorists that have taken over America and the world. Don’t bid up the price.
“I am considering it. The return on my money is ZERO.”
A lot of people are losing their nerve at this point. Is this the sucker rally? Is this the real deal, the rise from the bottom. Have any of the problems that led up to the crisis been resolved?
http://www.oftwominds.com/blogaug06/post-bubble-symmetry.html
“A lot of people are losing their nerve at this point. Is this the sucker rally? Is this the real deal, the rise from the bottom. Have any of the problems that led up to the crisis been resolved?”
The bubble was key to the illusion of “wealth” to the middle class, otherwise stuck with stagnant wages and rising costs. You’d think enough pain had been inflicted to change our thinking about housing, but apparently not, so people are still willing to pay elevated prices.
30% of all mortgages are underwater, the banks are withholding inventory, UE still high, rates are being kept low, deficits as far as the eye can see, and who knows what’s in store for property taxes in states that are broke, etc.
The MSM likes to gloss over all this (how many reporters are themselves home debtors?). We’ve been hearing about the “rise from the bottom” every Spring from the last 4 years.
I happened to hear Dave Ramsey last night on my way home, and he said he was going all-in on cheap RE..probably a good indicator.
“I happened to hear Dave Ramsey last night on my way home, and he said he was going all-in on cheap RE..probably a good indicator.”
I can’t read between the lines… a good indicator of another echo bubble or an actual good time to go all in RE? I am not familiar with Ramsey.
I called into Ramsey’s show back in 2006 and actually got on the air. I stated, “housing prices are going to crater and continue to dive for a very long time”.
He was silent for about 12 seconds and then said “do you really think so?”
Heh.
He should know more than anyone how RE can blow up in one’s face since he went BK after the banks called in loans that he had taken to build up his nascent property empire.
Most of his advice about getting out of debt seems useful, but once he starts talking about how RE is going to come back, all I can think is once a RE cheerleader, always a RE cheerleader.
Dave Ramsey was saying “now is a great time to buy” in 2007, 2008, 2009, 2010, 2011. He’s a real estate broker and he owns a ton of real estate. Getting advice from him on real estate is biased to say the least.
“since he went BK after the banks called in loans that he had taken to build up his nascent property empire.”
Haha, really? I don’t know much about him, except that a young friend of mine keeps plugging him on Facebook as some sort of guru.
I made some inquiries about a property in the Keys this week. It was the first reasonably priced property I had seen down there in a while. The broker told us there were multiple bidders who had already driven these price up another 70k and that they didnt even seem to mind the property would require another 150k in structural concrete repair work! The banks are holding back the supply to a point where anytime a decent property hits the market its getting fought over. The only way I can see that its possible to get what you want might be to build it with out of work construction labour.
$150K in concrete repair sounds more like a teardown than anything else. How big is this place?
“The banks are holding back the supply to a point where anytime a decent property hits the market its getting fought over.”
The house I bought last year was similar. It was a foreclosure. Put up for sale on a Friday. We saw it on Saturday. Wrote an offer on Sunday. On Monday found out another offer had also been written on and another was coming in. This was in October.
We had made 2 offers last summer. Got outbid both times. A third time we were going to make an offer and didn’t bother since there were already 3 offers on the house by the time we got around to it. All 3 times I swore I won’t get into bidding wars. And walked away. The 4th time, my initial instinct was don’t get caught up in a bidding war. But compared to what else was out there, and having been outbid on houses we really liked, I was like if we want this house, we’re going to have to pay more. We upped the offer and ended up getting it. The selling price ended up over asking price.
We did a fair amount of renovations before moving in. Nothing major, mostly cosmetic things like paint, some new carpet, fenced part of the yard, changed light fixtures, insulated the garage, etc. There wasn’t anything broken. In fact for a foreclosure it was in perfect condition. No faucets missing or holes in the wall or anything like that. We just didn’t dig their color scheme.
We did this over the course of about 3 months on weekends and in the evening. We had a 4 months left on a 1 year lease on a rental so there was no rush to move until everything was done on the new place.
During this time on real estate sites like Zillow and Trulia the house still showed for sale. For some reason in this area, it takes months for those two to update houses as sold. Plus the selling agent took his sweet time to remove the for sale sign. Anyway, I’d be at the new house paining or working on the garage or something, and several times someone would show up, get out of the car and start walking around. I came out said, hi, what’s up, and it was people who had seen the house for sale online and wanted to come look. Since it was a foreclosure they assumed nobody would be there. This happened several times a week. And this was during the time I was actually there. Chit chatting with these people the story was always the same. We’ve been looking forever, we can’t find anything decent, this house looked amazing for the price, too bad you already bought it, back to the drawing board.
And it’s what I would have said as well. My wife and I had been looking for a long time. And we were on the other end of this as well.
So yes, when something decent comes up, people pounce on it because decently priced houses that aren’t complete s**th0les are few and far between.
So yes, when something decent comes up, people pounce on it because decently priced houses that aren’t complete s**th0les are few and far between.
Same here in Tucson. And, if they’re in good condition, they’re probably overpriced.
ME: So yes, when something decent comes up, people pounce on it because decently priced houses that aren’t complete s**th0les are few and far between.
YOU: Same here in Tucson. And, if they’re in good condition, they’re probably overpriced.
Not sure how you can say something is overpriced if there is high demand for and low supply of that something?. That’s the point of what I wrote. There are so few decent houses that the few that come up are sold quickly. That means the price is a fair price.
“That means the price is a fair price.”
Just like the prices in 2005.
I gotta hand it to the banking cartel - i’m seeing the same thing around here. anything decent has multiple bids and anything cheap is a total mess. there are always a certain level of demand in any market, and the banker dudes have managed to figure that number out and are turning the REO spigot just under that number - of course all this is just my opinion and i do not have solid numbers to back this up. We know there is a shadow inventory, but quite can’t bring a collusion case against the bankers. its a great time to sell if you bought cheap many years ago, and maybe even be a flipper who can do a little remodel, but you are up the creak without a paddle if your situation dictates buying a house for valid reasons - i really feel for you all.
“Live cheap and let’s break up the financial terrorists that have taken over America and the world.”
Does DHS realize yet that financial terrorists have infiltrated America’s banking system and are destroying our country from within?
When the hippie/junkie/communist/anarchists tried to Occupy Wall Street last year DHS was deployed by Dear Leader to destroy the movement. Of the 1%, by the 1%, for the 1%.
You got a problem with Corporate Communism?
Does DHS realize yet that financial terrorists have infiltrated America’s banking system and are destroying our country from within?
What’s that saying about your paycheck?
“I could get in on it too, and rent out the house. I am considering it.”
I know you know what kind of people you’d be renting to…
But, as an aside, the broker told me the market was going like gang-busters. It’s 2004 all over again.
In 2005, during the summer months, Tucson had a sudden proliferation of “for sale” signs. It was if everyone was trying to sell at once.
Mind you, this was just a few months after our local paper was full of stories about prices going to the moon, bidding wars, camp-outs at new developments, inventory shortages, etc.
In short, markets can turn in a hurry. I predict that the same thing will happen this time.
In short, markets can turn in a hurry.
The “all in” Kool-Aid drinkers won’t listen.
Another one to add to the list.
Suspected meth lab in purse shuts Missouri Walmart
(Reuters) - A Walmart store near St. Louis, Missouri was evacuated briefly on Thursday after employees confronted a suspected shoplifter and found what they believed to be a mobile methamphetamine lab in the woman’s purse, a St. Louis County police dispatcher said.
http://news.yahoo.com/suspected-meth-lab-purse-shuts-missouri-walmart-040018520.html
Another over-reaction by government agents. we have WAY TOO MUCH in the way of government police agents.
just take the purse and go back to the police station. you don’t need a “hazmat team” to come in with protective suits and an armored car.
“we have WAY TOO MUCH in the way of government police agents.”
Big time. Especially in FL.
“just take the purse and go back to the police station.”
Really?
http://www.youtube.com/watch?v=0kq7zj8Kd_Q
They probably had to check the Wal-mart to make sure she wasn’t using the place as a drop off point.
Fixer,
Here is a link to the Votech high school I mentioned yesterday. Looks like it is regional, rather than county. Obviously, there wasn’t any web design major when I was a kid. And it looks like there is a little more emphasis on the fact that the kids will have the classes they need to go to college when they finish than I remember.
http://www.sersd.org/Majors.aspx
My wife is off to visit a friend in CT who pulled a “buy and bail” on her bubble era condo in Jersey City. They just put in a new pool …
But they are victims…
The responsible are the real victims.
Green shoots …..jobs for all…. yeah right
http://finance.yahoo.com/news/22-000-apply-877-hyundai-220100236.html
……. brown squirts.
Brown Squirts® -
As predicted - a cortege industry will grow to pursue these debts. These debts will be resold and resold for pennies on the dollar and never go away.
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After the Bubble Burst
Monterey County Weekly | 06-07-2012 | Sara Rubin
Foreclosed homeowners face spate of lawsuits, fight back with class action
When Evaristo Aguirre filed for personal bankruptcy in 2010, he asked permission to keep his assets—a $5 radio, $55 worth of furniture and linens—instead of the feds auctioning them off to pay back his creditors.
The measly list of assets, totaling $995, wouldn’t have gone very far in paying his debts anyway. Aguirre owed almost $86,000, including a $77,000 legal judgment against him for a loan on a home that he’d already lost in foreclosure.
When Aguirre bought the house in 2005, he described himself in his loan application as an auto body repair shop owner making nearly $8,000. In reality, he was a farmworker.
…
But Ben Ganter, Heritage Pacific’s co-founder and legal director, says the company’s playing fair. “They look at people like us and think, ‘Oh, these dirty little debt collectors…’ But our economy is based on the honesty of a borrower borrowing money and paying it back as they are supposed to.
“I don’t know how anybody could say with a good conscience that this isn’t the right thing to do.”
“When Aguirre bought the house in 2005, he described himself in his loan application as an auto body repair shop owner making nearly $8,000. In reality, he was a farmworker.”
Did he? Or did the loan broker fill out the form?
I doubt that your average farm worker would have the intellectual sophistication to put such information on an application. My money’s on the loan broker.
‘Oh, these dirty little debt collectors…’
Well, the vast majority of them are. The vast majority of the debt-collection industry runs on outright fraud. Buying a list of outstanding debts doesn’t actually give you legal standing to collect on those debts. The merest assertion from the debtor to “validate” the debt in question can’t be fulfilled by the collector… they just don’t have the original instrument of the debt. This is not weaseling out of the debt… how do you know the guy calling you is actually authorized to collect that debt? Anyone could have gotten ahold of your financial information. Without validation, you could end up “paying some guy”, who just flees with your money– robbing you.
The reason why the industry breaks the Fair Debt Collection Practices Act (15 U.S.C. § 1692 et seq.) (among other laws) on a daily, hourly, really minute-by-minute basis, is that complying with the law produces overhead costs. And the sellers and buyers of the debt don’t want to be saddled with {snort} actual collection costs! How Plebeian! How 19th Century that is! So instead of transferring the actual debt instruments (paper? gawd! how last century that is) and properly licensing yourself in each state and actually following the restrictions of the law, the collectors just bully their way through calling the debtors to collect whatever they can get. A sort of treasure hunt amongst the ignorant. The vast majority of people don’t know their rights under the Act, or even what “standing” is in a court of law.
I’ve got debt that I owed a CC company, way back when, and they never properly chased me for it. The statute of limitations for my state (6yr) long passed on the debt, and whomever buys it now is being a fool. I’m sure the SOL is yet another legal restriction that the collectors don’t bother paying attention to. The name of their game is to get fools to pay them. Gee, this sounds like… all other parts of finance, doesn’t it?
The dude’s assets consist of $55 furniture and $5 radio, yet someone loaned him, $86,000.
That’s the real story here.
The question remains - “Why would a lender make a loan that he doesn’t care about having repaid?” Answer that and the crux of the financial crisis is identified. And then the necessary reforms become obvious.
The problem was created with securitization.
It wasn’t low interest rates, because rates are lower and we still have a problem.
It wasn’t the GSE’s, the GSE’s are buying more and we still have a problem. The GSE’s initially were not buying large amounts of subprime no doc, type loans.
The problem is and was securitization combined with outsourcing of US jobs and the destruction of the middle class.
“The problem is and was securitization combined with outsourcing of US jobs and the destruction of the middle class.”
Want all those jobs back? Get rid of 90% of OSHA and EPA regulations, reduce the power of unions, get rid of minimum wage and those jobs will be right back here. Can’t have it both ways. Can’t demand endless regulation and the complain when companies move to get away from the regulation.
Besides what makes Americans so special that they’re the only one entitled to high paying jobs? You want American jobs to be brought back, make Americans earn those jobs.
Is that why they need tax breaks to send job overseas?
http://www.reuters.com/article/2010/09/28/us-usa-democrats-offshore-idUSTRE68R40I20100928
Maybe it’s high taxes here?
http://www.reuters.com/article/2008/08/12/us-usa-taxes-corporations-idUSN1249465620080812
The destruction of the middle class wasn’t caused by the loss of jobs. It was caused by the loss of good jobs. Part of that process, which has been going on for about 40 years, involved the weakening of unions and the failure of the Congress to incresease the minimum wage to keep pace with inflation. So eliminating the minimum wage and furthering weakening unions will only make the situation worse.
Yes - Yes!!!!
If only we had more powerful unions - especially public unions - and a higher minimum wage we could be leading the world into prosperity.
“Life is tough, but it’s tougher when you’re stupid.”
– John Wayne
————-
Part of that process, which has been going on for about 40 years, involved the weakening of unions and the failure of the Congress to incresease the minimum wage to keep pace with inflation.
Everybody in the home loan business…….mortgage brokers, and the banks that securitized them…..got paid in CASH UP FRONT. Essentially, get the sucker to make the payments, or show “paper appreciation” for 6 month/1 year, and nothing in their contracts said they were on the hook for anything, if the loans went bad.
We have a significant percentage of the population who would sell their mothers for a 6%, no strings attached commision.
Exactly.
TINSTAFL. “There is no such thing as a free lunch.”
It’s why we can’t solely borrow and print our way to prosperity.
Now, this is true on a macro level. On the micro level, the top FIRE sector execs managed to basically get free lunches for themselves. But the value was involuntarily extracted either from muppet clients or the taxpayer. But from a macro level, their lunches weren’t free. This is true of any lunch. Someone has to pay for it, either the farmer who raises the grains and the hogs, the trucker who delivers the salami and cheeses and bread to the market, the grocery clerk who stocks the items, the catering company who puts together the final product. But to the person consuming it at a sales presentation, to that person it’s free. But on a macro level it’s not free.
TINSTAFL. True in physics, true in economics.
The IEEE Spectrum magazine has an issue devoted to money:
http://spectrum.ieee.org/magazine/
A variety of interesting articles, not the least of which, which will interest gold bugs and non alike, is “A Brief History Of Money”.
Realtors Are Liars®
Realtors sont des menteurs®
Well written.
—————————–
Krauthammer: Wisconsin vote a turning point
Ventura County Star ^ | 6/8/2012 | Chas. Krauthammer
Tuesday, June 5, 2012, will be remembered as the beginning of the long decline of the public-sector union. It will follow, and parallel, the shrinking of private-sector unions, now down to less than 7 percent of American workers.
The abject failure of the unions to recall Wisconsin Gov. Scott Walker — the first such failure in U.S. history — marks the Icarus moment of government-union power. Wax wings melted, there’s nowhere to go but down.
The ultimate significance of Walker’s union reforms has been largely misunderstood. At first, the issue was curtailing outrageous union benefits, far beyond those of the ordinary Wisconsin taxpayer. That became a nonissue when the unions quickly realized that trying to defend the indefensible would render them toxic for the real fight to come.
So they made the fight about the “right” to collective bargaining, which the reforms severely curtailed. In a state as historically progressive as Wisconsin — in 1959, it was the first to legalize the government-worker union — they thought they could win as a matter of ideological fealty.
But as the recall campaign progressed, the Democrats stopped talking about bargaining rights. It was a losing issue. Walker was able to make the case that years of corrupt union-politician back-scratching had been bankrupting the state. And he had just enough time to demonstrate the beneficial effects of overturning that arrangement: a huge budget deficit closed without raising taxes, significant school-district savings from ending cozy insider health-insurance contracts, and a modest growth in jobs.
But the real threat behind all this was that the new law ended automatic government collection of union dues. That was the unexpressed and politically inexpressible issue. Without the thumb of the state tilting the scale by coerced collection, union membership became truly voluntary. Result? Newly freed members rushed for the exits. In less than one year, AFSCME, the second largest public-sector union in Wisconsin, has lost more than 50 percent of its membership.
It was predictable. In Indiana, where Gov. Mitch Daniels instituted by executive order a similar reform seven years ago, government-worker unions have since lost 91 percent of their dues-paying membership.
And then, Tuesday, their Waterloo. Walker defeated their gubernatorial candidate by a wider margin than he had two years ago.
The unions’ defeat marks a historical inflection point. They set out to make an example of Walker. He succeeded in making an example of them as a classic case of reactionary liberalism. An institution founded to protect its members grew in size, wealth, power and arrogance. A half-century later these unions were exercising essential control of everything from wages to work rules in the running of government — something that, in a system of republican governance, is properly the sovereign province of the citizenry.
Why did the unions lose? Because Norma Rae nostalgia is not enough, and it hardly applied to government workers living better than the average taxpayer who supports them.
Most important, however, because in the end reality prevails. As economist Herb Stein once put it: Something that can’t go on, won’t. These public-sector unions, acting, as FDR had feared, with an inherent conflict of interest regarding their own duties, were devouring the institution they were supposed to serve, rendering state government as economically unsustainable as the collapsing entitlement states of southern Europe.
“it hardly applied to government workers living better than the average taxpayer who supports them”
No government worker that I know wants a race to the bottom… why can’t you see this? The Koch Bros. must rub one out every time they see a minimum wage factory worker yelling at a fireman.
This is similar to my response to people when they get angry and say, “and teachers have summers off!”
I want you to have summers off, too.
“The Koch Bros. must rub one out every time they see a minimum wage factory worker yelling at a fireman.”
I think that statement is just as extreme as the other side. Common sense and budgeting have to fit in somewhere. The reason the Unions are taking it in the ..s is because they got greedy and they let the communists take over leadership.
Public sector unions are bad. You have provided ample evidence of this.
This is however just part of the larger movement to privatize-everything-to-further-enrich-the-1%ers-on-the-backs-of-the-middle-and-working-class.
And thus the pendulum swings toward the living conditions of Charles Dickens’ 1850’s England…
Nah. In Dicken’s time young people could get jobs. OK. It was 10 year old kids working in factories, but still…
Once you can’t live on 2x the wages we’ll probably have plenty of open factory positions again.
No one cared when my union was busted 30 years ago. I should be sentimental about public employees’ unions? If it was like my situation, most the members would be happy to be done with it, rightly or wrongly.
ATC? I did….
Without collective bargaining and with unions agreeing to drastic cuts already, what did the unions have to offer members?
Job security.
Taking money from their paychecks and giving 99% of it to the democrat party?
Once again, the correct name for the party is the Democratic Party. You persist in mis-labeling it, which lowers your credibility.
What credibility?
Kinda like how criminals want to get caught, I think these guys purposely leave breadcrumbs so as to identify where they get their talking points.
Phantom Debt Collectors From India Harass Americans, Demand Money
abc | Wed June 6, 2012 | Brian Ross
Hundreds of thousands of cash-strapped Americans have been targeted by abusive debt collectors operating out of overseas call centers suspected of links to organized crime in India, law enforcement officials told ABC News.
The calls are part of a massive scam, one that appears to target struggling Americans — especially those who have gone online to apply for payday loans. Armed with personal information from those pilfered applications, the threatening callers, who claim to be debt collectors poised to initiate legal action, have managed to pry loose millions of dollars from their victims — even when the victims never owed money in the first place.
“This is what we call a phantom debt collection scam,” said Jon Leibowitz, the chairman of the Federal Trade Commission. “It’s a very pernicious and innovative new fraud.”
Working through call centers in India, the commission estimates that the criminals have dialed at least 2.5 million calls, persuading already cash-strapped victims to send them more than $5 million. Some have reported receiving dozens of calls per hour. They are victims like Cindy Gervais, of New Orleans, who went online for a quick loan when her husband’s car was hit by a driver who didn’t have insurance.
Even though she paid the loan off, the so-called “phantom” debt collectors with Indian accents began calling to say she still owed money.
Call blocking?
Just a thought.
If I don’t recognize the number on my caller ID, I don’t answer the phone.
I often Google the number while the phone’s still ringing. It’s amazing how easy it is to learn which calls are from scammers. In short, they’re the bulk of who’s calling.
They bought it for $285k in 2010, so of course they want $400k for it now.
http://www.zillow.com/homedetails/104-161st-Ave-Redington-Beach-FL-33708/46987561_zpid/
Well, Zillow says it was worth $650k in 2005, so that’s almost 40% off! So the real question is…how can anyone resist?!
New paint!
Added value $50,000!
Good lord, talk about NO YARD…
Nearly every house in Pinellas as a yard like that.
http://finance.yahoo.com/news/exclusive-investors-tout-controversial-condemnation-203050923.html
condem mortgages pay “fair market value” and then make a new home loan for the hapless underwater owners and sell it again
but who would buy it ? Once burned twice shy ?
Does it really cost $716K in tuition to be an orthodontist?
Show us how much you owe on your student loan.
The Consumerist
Oakland foreclosed homes to be converted to rentals
http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2012/06/07/BU8D1OU0NR.DTL
Snippet:
An Oakland real estate investment company that converts distressed single-family homes to rentals in California is now focusing on its immediate backyard.
Waypoint Real Estate Group is announcing a $20 million partnership Friday with a national housing nonprofit to purchase foreclosed homes in low-income neighborhoods in Oakland and turn them into affordable rental housing.
The first-of-its-kind initiative will start to bear fruit this summer, with 20 foreclosed homes being bought, renovated and leased. An additional 80 homes will follow in the summer of 2013.
“Our goal is to bring private equity investment into neighborhoods that desperately need stabilization,” said Rob Grossinger, vice president of community revitalization at Enterprise Community Partners, which is working with Waypoint.
Dear Gawd - it is OVER. Total landslide.
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‘Obama Girl’ is ‘not as excited’ about 2012, won’t endorse Obama By Zach Gorelick - The Daily Caller - 06/08/2012
Amber Lee Ettinger, widely known as “Obama Girl” during the 2008 presidential campaign, told The Daily Caller she is “not as excited as I was the last time, that’s for sure.”
The model-actress became a nationally known celebrity after starring in the viral YouTube video “Crush on Obama.”
“Barack Obama was definitely the first ‘Internet President,’” she said, describing her experiences during the last cycle as “quite a roller coaster ride.”
This time, however, Ettinger won’t say if she still supports Obama.
“At this point I’m keeping that to myself,” she told TheDC. “If I’m not making videos, I’m not sure it’s anyone’s business who I’m voting for this time around.”
Dear Gawd - it is OVER. Total landslide.
Over? You poor deluded fool. It’s going to be more of the same, regardless who wins. More bailouts, more tarp, more shadow inventory, more deficits, more wars, more offshoring, more unaffordable healthcare, more unaffordable education. Nothing will change.
Sure, Romney (if he wins) will “talk tough” against gay marriage, while state after state legalizes it.
X-Gs, you probably have worked on this plane, no?
http://www.tampabay.com/news/publicsafety/accidents/body-of-fourth-child-killed-in-frostproof-plane-crash-found/1234369
I think our fixer only works on business jets.
“HOLIDAY — A 25-year-old man who was being evicted turned around and rented the home to new tenants, according to the Pasco County Sheriff’s Office.”
http://www.tampabay.com/news/publicsafety/crime/deputies-evicted-man-rents-holiday-home-to-new-tenants/1234435