The Housing Bubble

Makes you want to go out and buy a house to be then turned into a barrio when they become majority.

“the people in this article are america’s future demographic majority.”

+1 Obedient Christians too.

‘you will see that we are already giving them free medical care’

I understand. That’s how they got it in Hidalgo county. And visit a Phoenix emergency room. So if people can already get free medical care, why is the government forcing everyone into the ACA?

So if people can already get free medical care, why is the government forcing everyone into the ACA?

Just so you don’t mistake my response as an endorsement of the ACA, let me state up-front that I consider the ACA to be a heinous, unconstitutional charade, and basically the WORST of the options that could have been pursued.

But let’s not pretend that ER visits are the same thing as access to health care. If you are dying, the ER is a great place to be. If you are not dying, the ER is a terrible place to be.

The ER is not the place to get any preventative care, nor for reasonable followup care.

I’ve related this story before. I read in the Phoenix paper about this young guy and his pregnant wife who showed up at an ER. The staff said, she’s not in labor; you need to go see a doctor. The couple went out to the parking lot, waited until she was in labor, and the ER handled it.

The couple went out to the parking lot, waited until she was in labor, and the ER handled it.

Yep, that works fine for anything emergent; it doesn’t work at all for preventive or followup care, though.

Insurance companies make more money from ACA.

They make nothing from a visit to a county hospital.

The ACA is not a health care law, it is an insurance law. It is (for now) the best example of how the monied interests have captured our legislature.

“And visit a Phoenix emergency room.”

I spent a most unfortunate Christmas Eve there, with a burst appendix. The only white people were the workers.

In the article it talked of people reaching into their refrigerators for either junk food or insulin, which suggest that they have kitchens.

“which suggest that they have kitchens”

Not necessarily. Some folks just have small refrigerators and a hot plate. Or microwave.

Which means they can cook healthy food is they choose to do so.

Salads. I really like salads. Fresh greens, tomatoes, celery, carrots, onions, etc. Whatever you can shred and chop and throw into it. Doesn’t require cooking. Does require refrigeration, though.

You are seeing genetics in effect here.

“Salads. I really like salads.”

Does your salad come with an action figure?

How’s the housing selling going lately Mike Mc?

“heard it said once that if money were redistributed evenly that it wouldn’t take long for the poor to be poor again and the rich to be rich again. I believe it. A post today is the first I’ve heard it put that some humans are being domesticated. Boy howdy Friday that seems to fit.”

I think that with the poor, it would be very true. However, with many of the rich they are only rich because they inherited money and have smart people managing their money. These trust fund babies, often, demonstrate all the worse behaviors of the poor.

I know families that are not citizens that have been there for generations.

Uh … if they have been there for “generations” doesn’t that imply they were born in the US and are thus citizens?

“At one point I asked him about alcoholism awareness in Mexico. He had no idea what I was talking about.”

Interesting, as I remember such programs from 30+ years ago (don’t drink & drive, etc.). Your problem might simply have been your wording. They won’t call such a program “awareness”. They would call it “prevention”.

‘doesn’t that imply they were born in the US and are thus citizens’

I don’t know, I never asked them about their status. One guy I worked with was in his 50’s. He was originally from way south. He told me about coming over, and his family doing so as well. In all, 150 members of his family had settled in this zone. He told me about the injustice, etc. I asked him, ‘why didn’t you stay there and fight it?’ He laughed.

‘They would call it “prevention”

No, this guy had no concept of alcoholism. Didn’t even know what it was. These people are Indios. And I admired them for many things. They live for the day. Are generally happy; smiling, laughing, very upbeat. They don’t worry a lot, at least outwardly. It’s a mindset. One time I was on a street in Matamoros. A woman had just bought her child a toy that was in a big plastic package. Together they removed the package, and tossed it on the street. With no more thought than taking a breath of air. There were trashcans around, but it didn’t enter their minds to put the package in the trash.

No, this guy had no concept of alcoholism. Didn’t even know what it was.

He must have been from the boondocks. Something you need to understand, the illegals who come to the US are Mexico’s “bottom of the barrel”. Few have more than a third grade education and most are semi-illiterate, even in Spanish. They are not the typical Mexican citizen. So it’s not surprising that he’s never heard of alcoholism.

I clearly remember the alcoholism PSA’s on TV when I lived there. And right now the big fight in Mexico is against obesity. I’ll bet he’s never heard of the obesity problem either, even though it’s front page news in the papers in Mexico City.

In reading your response, I think you meant that generations had migrated. That I could believe.

Russia is the exact same was. Alcoholism is so normal, the only time anyone realizes it’s a problem is when their liver fails at age 50.

‘He must have been from the boondocks.’

Yeah, he was. He came in one day and told me he’d gotten a job in Houston. I said good luck and asked him how he was going to get there. He said, the bus.

If you are rich then you should love the bus.

You may not ever ride the bus but as long as your hired help can ride the bus to get to you the bus will end up serving you, serving you indirectly.

Plus, if the poor are located somewhere else and are bused in to work for you then whatever problems that are associated with being poor are to be coped with and dealt with and suffered by those people who live with these bussed in poor, which is in a place that is somewhere else.

Nifty, huh?

If you are rich then you should love the bus.

You may not ever ride the bus but as long as your hired help can ride the bus to get to you the bus will end up serving you, serving you indirectly.

You just described Boulder in a nutshell. No wonder they like public transportation so much…

You just described Boulder in a nutshell. No wonder they like public transportation so much…
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True story

When I moved to Vienna Va in the 1980s I thought it was an all white town until my white friends told me there was a black section of Vienna they called “LA” which they said stood for “little Africa”.

For all the racism white people in the south get accused of by people in the north, their interaction level may have been higher due to practicality.

I think what he is asking is how do animals that have identical genes change so quickly since it is not their genes that have changed. More and more we are learning about how the environment can switch on and off genes so species can make drastic changes within a short period without really changing genetically.

Yeah, that basicly what I am wondering about. I like your comment about genes switching on and off. That fits.

It’s not as if the gene goes away or evolves or changes in some way - this is shown not to happen because the tamed will go back to the wild just as readily as the wild will become tamed, but it does suggest that dormant genes become activated and activated genes become dormant.

Again, interesting stuff.

environment can switch on and off genes so species can make drastic changes within a short period without really changing genetically.
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OK, but during the time Im “evolving” from Micheal Jordan into Micheal Phelps, Im going to suck at both swimming AND basketball?

how do I eat during that “short” time period?

OK, but during the time Im “evolving” from Micheal Jordan into Micheal Phelps, Im going to suck at both swimming AND basketball?

Yeah, there’s an intermediate phase where you play baseball. Micheal Jordan tried but couldn’t get through that part.

As I recall the study of fox domestication in Russia, when they were bred for tameness, their phenotype became much more variable. Droopy ears, curly tails, piebald coats showed up. I suspect that in the wild, there were selective pressures for conformity of appearance.

Selective breeding programs can cause rapid genetic change. You can interbreed those individuals that carry the traits you desire. As long as you are willing to cull out undesirable traits, you can end up with a healthy breed. It is more difficult to breed for 2 traits at the same time.

The speed with which you can induce genetic change is dependent on the length of generations. Dogs can produce several litters per year and are of reproductive age in a year. Humans are able to reproduce in about 13 years, although females are at risk at that age. Genetic change can happen 13 times faster in dogs than in humans.

Species with a reproductive strategy of many offspring and short generations are able to respond to changing environments better than those that have fewer offspring and longer generations. It remains to be seen if human intelligence can continue to compensate for longer generations or if it is an evolutionary dead end.

“How many generations would it take to replace the tail with a fluke?”

That partly depends on how severe the selective pressure is. If the selective pressure is severe enough to reduce the population by 99%, it will happen rapidly - possibly within one or two generations (if the species survives). If the selective pressure only reduces the population by 1%, it may never happen. At 1%, you might only get more buoyancy or webbed toes.

That partly depends on how severe the selective pressure is. If the selective pressure is severe enough to reduce the population by 99%, it will happen rapidly - possibly within one or two generations (if the species survives). If the selective pressure only reduces the population by 1%, it may never happen. At 1%, you might only get more buoyancy or webbed toes.

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So if you force dogs to swim, they will turn into whales?

Because of the pressure they are under to swim?

http://www.ncbi.nlm.nih.gov/books/NBK26872/

This is a good explanation of genes switching on and off.

you mean theres no Ted Talk?

“So if you force dogs to swim, they will turn into whales?”

Not necessarily. But with the right selective pressures, they will become air breathing water mammals like dolphins and whales.

If dogs are in an environment where the better swimmers breed more, at first you will get dogs that swim like beavers, then seals, and eventually whales. Seals breed on land and eat in the water. They are about half way to whales.

If dogs are in an environment where they can still get a lot of their food on land, they may never evolve into a water mammal. The selective pressure to retain land advantaged characteristics may be too great for the water advantaged ones to take over.

The selective pressure may not be a negative pressure like a dearth of food on land. It may be a positive pressure like an abundance of food in water.

It does not even have to be a killing pressure. It can simply be a breeding pressure, like the feathers of a peacock. The peahens apply the selective pressure.

Not necessarily. But with the right selective pressures, they will become air breathing water mammals like dolphins and whales.
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So what is the mechanism for adaption that results in a change of morphology instead of extinction?

How can BOTH the “selective pressures” that drive a fish out of the water to become a mammal; and then turns that mammal around to drive it back into the ocean…

both be “right?”

This sounds like the Apollo moon landings.

Not trying to be sarcastic but, really, if one’s access to a job is dependent on public transportation then the closer ones lives to public transportation the closer he lives to his access to a job.

One does not have to live near where he works he only has to have access to get to where he works - as thousands (millions) of commuters demonstrate every workday.

You mean you are not interfacing with somebody when you are paying for their service? Huh?

Sort of. Big difference between interfacing as equals and getting served, though. Your servers aren’t allowed to tell you their problems.

heh…. My counterparts have seen $hit go down there that would curl your toenails.

Fundamentalism isn’t confined to any one faith.

How many people care beyond their own generation? We tend to be short-term thinking creations even when we have a high IQ. That said, some countries and Japan is one of them, have not fallen into the trap and have not allow massive immigration. Within a few years when robots will be doing all menial labor, they will rebound like a rocket, while we try to figure out what do with people that are incapable of doing anything but a menial job.

Within a few years when robots will be doing all menial labor, they will rebound like a rocket,
_________________________________________________

Is that before or after they land on the moon?

Without nonwhite people the United States would have never survived to become a superpower because white people would have cut each other to pieces.

What country you from?

You make the assumption that I believe that only white people can have a high IQ and there are no white people with a low IQ, I do not. I would like to know how non-white kept whites from cutting each other to pieces. The worse war we ever had was the Civil War in which all the wealth created by the institution of slavery was wiped out. What happened to the South should be an example of why cheap labor is never cheap, unfortunately we do not seem to learn from it.

I would like to know how non-white kept whites from cutting each other to pieces.
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Are you a white person?

Because if you are, it means you know what a white person is.

I can’t tell a white person anything about race that they don’t already know.

(nice try anyway though)

I keep hearing this “high IQ argument” But if you really have a high IQ, shouldn’t you be smart enough to know what bringing in slaves will do?

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That’s a trick question, clearly the Greek and Roman slaves had the higher IQ. It’s the old Trojan House Trick.

I would like to know how non-white kept whites from cutting each other to pieces.

————————————
Consider Otto von Bismarck 12/5/1888:

„Ihre Karte von Afrika ist ja sehr schön, aber meine Karte von Afrika liegt in Europa. Hier liegt Rußland, und hier” - nach links deutend - “liegt Frankreich, und wir sind in der Mitte; das ist meine Karte von Afrika.”

Roughly:

Your map of Africa is really quite nice. But my map of Africa lies in Europe. Here is Russia, and here… is France, and we’re in the middle — that’s my map of Africa.

If building pressures in Europe were allowed to play out on the European continent then World War I would have happened 20 - 30 years earlier. Instead they played out in Africa and beyond postponing massive destruction in Europe for at least two to three decades.

It is all about IQ. Countries rise and fall based on their IQs. Unfortunately, history has shown that successful countries will bring in slaves and cheap labor only to be overwhelmed by them demographically. Neither Rome nor Greece will ever obtain their former glory because the genetics of the regions changed.

————————————————

Once upon a time Rome was an insignificant city-state of little note and of abysmal fighting ability. They were consistently crushed at sea. No observer then would have thought that these people had a high I.Q. at the time.

So how did they become a great military power? They unleashed the rage of one North African, Hamilcar Barca and his son Hannibal. Hamilcar Barca and Hannibal were far wiser than the Romans and beat them at almost every turn. See the monument of the Battle of Cannae where lay at rest the fruit of Rome.

Only a fight for their very survival taught the Romans to be what we remember them to be. Without the superior forces of Hannibal Romans never would have developed into the force.

“I keep hearing this “high IQ argument” But if you really have a high IQ, shouldn’t you be smart enough to know what bringing in slaves will do?”

Never underestimate the power of greed.

It was karma that doomed them.

If we lose the ozone layer, my descendants will be at a disadvantage relative to darker skinned people.
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Thats nonsense.

1. You can invent suntan lotion.

2. You can enslave the darker people and force them to go outside and work while you stay on the front porch and drink mint julip and play checkers.

3. You can rape the darker women and have offspring with more melanin.

In other words, as long as your fist stay balled up; you got nothing to worry about.

Can you deliver a good beatdown?

You don’t even need an 80 dollar one (well, unless you’re 20+ miles from the source, but then you might need an outdoor). My 15 dollar rabbit ear RCA antenna gets all the local HD channels.

Really want to get rid of my dish but hockey is impossible to watch without the local sports network. And the darn playoffs now aren’t even on the local sports network, I had to “upgrade” to get NBC sports network to watch the Cup. Probably not worth the money I spend but ya gotta spend it on something.

Heh, I bought an HD antenna for $3 or so and believe it not, it actually worked pretty well.

also, let me anticipate the big government answer.

“then the banks need more regulation”..

Well, it was when we deregulated the banks that all of this cr@p started happening.

Well, it was when we deregulated the banks that all of this cr@p started happening.

it was the FDIC that made the banking system unstable by insuring accounts. then the banks didn’t have to be careful about their loans and other activities.

the FDIC made glass-steagall a necessity. it was a big mistake to repeal it. but without the FDIC, glass-steagall would have never been necessary.

it was the FDIC that made the banking system unstable by insuring accounts.

LOL—too funny.

So the banking system was “stable” in your view during the Great Depression, when all of the banks were failing left and right?

It would have been hard for the FDIC to have caused that little bout of instability, as it didn’t exist at the time—e.g. it was created in response to that instability.

You crack me up.

You crack me up.

you crack me up too.

‘when all of the banks were failing left and right’

In the 80’s, every major bank in Texas failed. Nobody sat around crying for them, even though the pain was sharp.

It’s funny how posters here will talk about crony capitalism, and moral hazard. But when it comes to letting the chips fall, we hear, ‘oh. the great depression!’ You can’t have it both ways.

Here’s an idea; don’t put your money in a risky bank. If your bank takes risks and fails, too bad.

Here’s an idea; don’t put your money in a risky bank. If your bank takes risks and fails, too bad.

eggszackly. don’t put the taxpayers on the hook. end the FDIC and return the FED to its original mission.. prevent bank runs. but let them eat their losses for their bad loans and bad decisions. LET THEM FAIL! that way, both they and their customers will be more careful.

Facts crack you up, eh?

The FDIC was created in 1933 in response to the thousands of bank failures that occurred in the 1920s and early 1930s.

http://www.fdic.gov/about/history/index.html

Inception

On June 16, 1933, President Franklin D. Roosevelt signed the Banking Act of 1933. This legislation:[7] [...]

http://en.wikipedia.org/wiki/Federal_Deposit_Insurance_Corporation

but let them eat their losses for their bad loans and bad decisions. LET THEM FAIL! that way, both they and their customers will be more careful.

That sounds quite challenging. An ordinary person who opens a savings account or a checking account would need to monitor the loans that the bank is making. How would that work exactly? I suppose the bank could be audited annually with the reports distributed to the public, but how many would know how to read those reports?

It’s funny how posters here will talk about crony capitalism, and moral hazard. But when it comes to letting the chips fall, we hear, ‘oh. the great depression!’ You can’t have it both ways.

To be clear, I’d be fine with such a banking system; I wish the losses had been allowed to fall where they would have, and by avoiding that, I think that we missed out on the one up-side (learning) that should have occurred during this GFC.

But that’s not the same as saying that the FDIC is the cause of all bank instability. There was plenty of instability before it was created.

Let’s attribute the instability where it really lies: banks lend short (e.g. demand accounts), and lend long (uncallable loans). That’s the fundamental problem, and a recipe for instability.

In the 80’s, every major bank in Texas failed. Nobody sat around crying for them, even though the pain was sharp.

The Savings-and-Loan Crisis was handled WAY better than this one. And even back then, I remember feeling really angry that my tax dollars were going to pay for the harm caused by a bunch of fraudsters. At least there were perp-walks in that go-around.

One time I interviewed with some people who were trying to start a bank outside of the Federal Reserve system. The thing was, they couldn’t do fractional reserve lending. And no FDIC. So it didn’t get off the ground. They couldn’t get enough deposits because they had no government guarantee. And they would have been limited to loaning out what they actually had. Gasp!

‘Fractional-reserve banking is the practice whereby a bank retains only a portion of its customers’ deposits as readily available reserves from which to satisfy demands for withdrawals. Reserves are held at the bank as currency or held as deposits in the bank’s accounts at the central bank. The remainder of customer-deposited funds is used to fund investments or loans that the bank makes to other customers. Most of these loaned funds are later redeposited into other banks, allowing further lending. Because bank deposits are usually considered money in their own right, fractional-reserve banking permits the money supply to grow to a multiple (called the money multiplier) of the underlying reserves of base money originally created by the central bank.’

‘To mitigate the risks of bank runs (when a large proportion of depositors seek withdrawal of their demand deposits at the same time) or, when problems are extreme and widespread, systemic crises, the governments of most countries regulate and oversee commercial banks, provide deposit insurance and act as lender of last resort to commercial banks.[1][2] In most countries, the central bank (or other monetary authority) regulates bank credit creation, imposing reserve requirements and other capital adequacy ratios. This limits the amount of money creation that occurs in the commercial banking system, and helps ensure that banks have enough funds to meet the demand for withdrawals.’

‘Fractional-reserve banking is the current form of banking in all countries worldwide.’

‘The table below displays the relending model of how loans are funded and how the money supply is affected. It also shows how central bank money is used to create commercial bank money from an initial deposit of $100 of central bank money. In the example, the initial deposit is lent out 10 times with a fractional-reserve rate of 20% to ultimately create $500 of commercial bank money (it is important to note that the 20% reserve rate used here is for ease of illustration, actual reserve requirements are usually a lot lower, for example around 3% in the USA and UK).’

http://en.wikipedia.org/wiki/Fractional_reserve_banking

Then throw in banks using derivatives for even more leverage. Very few understand just how juiced our financial system really is.

Facts crack you up, eh?

evidently you can’t read. i said YOU crack me up, not facts.

An ordinary person who opens a savings account or a checking account would need to monitor the loans that the bank is making.

yes, but private services would spring up to help you.

How would that work exactly?

banks that offered low interest rates would bend over backwards to show how safe they were. banks that offered higher interest rates would probably be watched more closely. everyone and everything would be watching them.

yes, but private services would spring up to help you.

banks that offered low interest rates would bend over backwards to show how safe they were. banks that offered higher interest rates would probably be watched more closely. everyone and everything would be watching them.

That reminds me of all of the private-market services that perform the same function for bond ratings. They did a bang-up job of sounding the alarm and pointing out the risks in all of that AAA-rated MBS, didn’t they?!?

I’ll sleep soundly with my money in a AAA-rated bank…

yes, but private services would spring up to help you.

banks that offered low interest rates would bend over backwards to show how safe they were. banks that offered higher interest rates would probably be watched more closely. everyone and everything would be watching them.

Did that happen before the FDIC?

Did that happen before the FDIC?

yes, but keep in mind that as information technology advanced, it became easier and easier to watch banks. they would have become more proficient as time went by because without the FDIC, they would have been needed and relied upon.

of course CRAs aren’t much good when they’re being pressured by governments to keep ratings falsely high. and if there were no FDIC, there’d be much less reason for government to want high bank ratings, although the pressure wouldn’t go away altogether.

Did that happen before the FDIC?

yes, but keep in mind that as information technology advanced, it became easier and easier to watch banks. they would have become more proficient as time went by because without the FDIC, they would have been needed and relied upon.

Do you actually know this for a fact, or are you just making an assumption? I haven’t read a lot about bank runs, but I think that they were sometimes caused by a sudden concern that a bank wouldn’t be able to pay back its depositors. In some cases, it wouldn’t matter whether the bank had made a lot of bad loans. If enough people were worried about the bank, the concern would become a sort of self-fulfilling prophecy. All that was needed was for 10% or 20% of the depositors to show up and demand their balances, and the bank wouldn’t be able to pay out those balances. The purpose of the FDIC was to assure depositors that they would get paid, so that the bank runs wouldn’t get started in the first place.

Do you actually know this for a fact, or are you just making an assumption?

if you don’t believe me it’s a easy matter to google it and find out for yourself.

If enough people were worried about the bank, the concern would become a sort of self-fulfilling prophecy.

sometimes a rumor could start a bank run. that was the original reason for the FED. but then the FED became politicized as it was given a series mandates. the fools didn’t know it wasn’t possible to do what they were demanding. prosperity can’t be mandated. it has to be earned. always. FED’s mandate for steady prices through the market out of equilibrium. the FED can’t engineer steady prices even though just about everyone believes it can. these are the errors and disasters the politicians have heaped on us.

All that was needed was for 10% or 20% of the depositors to show up and demand their balances, and the bank wouldn’t be able to pay out those balances.

central banking ended bank runs. that should have remained its only purpose. there never should have been any mandates. the mandates have all been destructive to the economy.

The purpose of the FDIC was to assure depositors that they would get paid,

yes, by putting taxpayers on the hook. you won’t like it when these banks begin to fail. the FDIC doesn’t have enough money to cover depositors. you will see the mother of all bailouts then. it might literally end the dollar.

They’ve already failed. The only reason collapse has been avoided is the Frauderal Reserve.

if you don’t believe me it’s a easy matter to google it and find out for yourself.

As you’re the one asserting it as a fact, shouldn’t you provide the supporting evidence?

Link, please.

Or if you can’t point to any supporting evidence, please stop making stuff up.

central banking ended bank runs.

How would it possibly do that??

Having a central bank does not help you when the bank that used to have your money is insolvent, and can’t give you your money back.

Only the existence of the FDIC made depositors less concerned about the health of their individual institution, as it removed the risk from them. Your assertion that having a central bank would serve that same function is nonsense.

Link, please.

jam it.

They’ve already failed.

yes, in the sense that most are already insolvent.

jam it.

My, what a compelling argument you have.

It is not necessarily true that single men who’ve sworn off marriage are dropping out of college or declining to work for the big bucks. Where is that comIng from? I am financially secure BECAUSE I am single. Most married people pay for too large a roof over their heads. It’s a myth that when you buy real estate and pool with others, you will have more money left over to invest.

The title of her book implies single men are giving up the American Dream. What’s the American Dream? To be a good father? To own a house and depend on that for your retirement

having kids is a roll of the dice. One guy this morning was talking to a gal about one of his sons, in a halfway house. I stayed quiet of course.

“I stayed quiet of course.”

No Jim Carrey laughing outburst?

I can’t see how it would cause males to drop out of college and leave the workforce.

Well, if one is young, has some savings and no obligations I could see the young pup dropping and going backpacking for a year.

Or maybe they are content with playing X-Box with their buds, while working a low stress lucky ducky job and getting some occasional friends with benefits nookie?

Why aim higher when they saw dad get laid off and have to take a menial job or two when his unemployment ran out, while mom scrambled working three jobs so they wouldn’t lose the house?

Where is that coming form?

Up above at 2013-11-10 08:13:45, Goon Squad has this quote form the book that we’re talking about:

“American society has become anti-male. Men are sensing the backlash and are consciously and unconsciously going “on strike.” They are dropping out of college, leaving the workforce and avoiding marriage and fatherhood at alarming rates”

I Googled this book and found an interview with the author. It was with Lou Dobbs on good old Fox News. She said that a lot of boys don’t do well in school because it involves sitting still for long periods reading books. To the extent that that is true, I can’t see how it could be a new phenomenon caused by a rise in anti-male sentiment.

having kids is a roll of the dice. One guy this morning was talking to a gal about one of his sons, in a halfway house. I stayed quiet of course.

You’ve definitely got a good point there. You see it in a lot families where there’s a guy who’s a respectable, law-abiding person with a good job, etc. who has a brother who is in prison.

Well, if one is young, has some savings and no obligations I could see the young pup dropping and going backpacking for a year.

Or maybe they are content with playing X-Box with their buds, while working a low stress lucky ducky job and getting some occasional friends with benefits nookie?

You might have a point there. Woman may give up the nookie to this type of guy, but they won’t marry him.

But the issue may be driven by some other trends in society. For a guy to impress a given woman with his job, it has to be more than just a good job. It has to pay significantly more than her job. As women have been achieving more in the worlds of education and work, they become more difficult to impress.

Of course, something else is required to explain why boys are falling behind girls in the early grades. That may have to do with the large number of kids growing up without fathers, which appears to affect boys more than girls.

No Jim Carrey laughing outburst?

Cruel but I get your black humor. I’m a big fan of Jim Carrey (my favorite stars go across all sorts of political colors).

Woman may give up the nookie to this type of guy, but they won’t marry him.
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Thats where the phrase “Alpha fcuks, beta bucks” came from.

Who do you think ends up marrying all these single moms?

Woman may give up the nookie to this type of guy, but they won’t marry him.
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Thats where the phrase “Alpha f**ks, beta bucks” came from?

Who do you think ends up marrying all these single moms?

Thats right, the girl who would never give you the time of day is all “into you” now that she got that f**k trophy” from “Billybad*ss” that you get to help raise.

Agreed But that’s the unmarried guy who never fathered a kid does not care if he’s passed up while the single mom’s knocked up. He does not have to pay for child support.

That’s racis.

“They are instead acting rationally in response to the lack of incentives society offers them to be responsible fathers, husbands and providers.”
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Also, more males know that non payment of child support is a felony; you can lose your gun rights, and voting rights,driving privileges all because you lost your job.

But the key is; a married man cannot be put on child support; so there is almost an incentive for the woman to refuse marriage or divorce him.

*be advised bros*

Hey Spook, older guys who have been through the minefield talk to younger guys. I suppose femi-nazis will try to get government to classify talk about being ruined by divorce as “hate crimes” some day. In attempts to not get the word spread around that there is no good reason for most men to marry. I heard the divorce talk in the 90s from older colleagues at work. They warned me. I am thankful.

But most of the guys at my company in OC drank the kool aid. Theme: Marriage is good. $500,000+ house is good. It’s a Lieberal that is spreading that. Seems like a social conservative, but I think he’s Roman Catholic LIEberal. Many of them like the idea of marriage and McMansions.

Former colleagues of mine who know my boss and the people I work with keep saying “you have to attend church and get married now that you are working there.”

Former colleagues of mine who know my boss and the people I work with keep saying “you have to attend church and get married now that you are working there.”
————————————————————————

Its an interesting dynamic. I suspect some of the pro marriage older guys who got married young may not understand how women have changed since they got married?

I challenge them but I don’t attack them because though their wives may be liberal, they grew up in a traditional household where dad was the “man of the house” and the feminist nonsense was kept to a minimum.

Part of me wonders if their “concern” is based around their perception of married mens “reliability” vs single men “when it comes to a fight?”

“hmmm.. that Bill?

dont know about him?

if the germans bomb pearl harbour again, will he just grab his gold coins and run to switzerland?

Not sure if he should be trusted?

hmmm….?

That Bill will be in old Mehico, not really near the border, but somewhere lost in Mexico City by that time.

By the way, my former colleagues are half-joking, half serious. They ridicule the whole conformity thing at my new place. Although they themselves conform to the notion that a non-white person cannot ever have an Asian girlfriend. We discussed this before.

You want to see someone “more racist than a white person?” Asian male.

You’ve told us more than once:

You used to get it from the military industrial complex.

Now you get it from the medical industrial complex.

Both of which are beneficiaries of the big government you so vehemently profess to hate.

You say that socialists suck.

Look in a mirror, pal.

You are a socialist.

‘Thousands of Venezuelans lined up outside the country’s equivalent of Best Buy, a chain of electronics stores known as Daka, hoping for a bargain after the socialist government forced the company to charge customers “fair” prices.’

“I want a Sony plasma television for the house,” said Amanda Lisboa, 34, a business administrator, who had waited seven hours already outside one Caracas store. “It’s going to be so cheap!”

“I have no love for this government,” said Gabriela Campo, 33, a businesswoman, hoping to take home a cut-price television and fridge. “They’re doing this for nothing but political reasons, in time for December’s elections.”

‘The president, who took over from Hugo Chávez in April 2013, appeared on state television Friday calling for the “occupation” of the chain, which employs some 500 staff.’

“This is for the good of the nation,” Maduro said. “Leave nothing on the shelves, nothing in the warehouses … Let nothing remain in stock!”

Look in a mirror, pal.

You are a socialist.

you can work for the government and not be a socialist. if things keep going like they are, we may all have to work for the government. bill isn’t a socialist.

Same argument by the nutters. You drive on the roads therefore you are a socialist. You get a tax rrfund. Therefore you are a socialist.

The nattering of know nothing nutters…… silly LIEberals.

We can argue about the correct amount of military spending but the federal government’s role in providing a military is a constitutional function. The founding fathers and Adam Smith would see nothing wrong with the government providing for the common defense. There is nothing socialistic about Bill’s job. Now transfer payments would makes the founding fathers roll over in their graves and the federal government mandating the purchase of health care insurance is both socialistic and contrary to their intent.

you can work for the government and not be a socialist

If you have any integrity whatsoever, you would refuse to work for the government. Yet, somehow, it’s OK to confiscate other people’s income and wealth to pay Bill (while he buys gold coins and hides them).

It’s only cheese/welfare/socialism when it benefits someone else.

“We can argue about the correct amount of military spending but the federal government’s role in providing a military is a constitutional function.”

And waging terrorism on the rest of the world isn’t.

If you have any integrity whatsoever, you would refuse to work for the government.

as long as no one is breaking the law it’s just a matter of preference, not integrity. if he can get more pay and benefits working for the government, there’s nothing wrong with it. he could vote against expanding government while still working for it. he could vote against it knowing the vote will go against his interests. that would be great integrity while still working for a government.

If you ever set foot in a public school, BAM! You are s socialist. If you ever drank from a public water fountain, BAM! You are a socialist. If you ever used the services of the US military to defend you or had parents who used the services of the US military to defend you (against Hitler and Hirohito), BAM! You are a socialist. If you ever drank milk, subsidized by the US Government (any dairy is), BAM! You are a socialist. If you ever called the police for anything, BAM! You are a socialist! If you ever traveled on a commercial jet in FAA-Controlled airspace, BAM! You are a socialist. If you ever used the internet for anything, even if your website is http:://www.LewRockwell.com or http://www.voluntaryist.com, BAM! You are a STATIST and SOCIALIST.

Nutter reasoning.

That’s a LIEberal way or reasoning.

And the solution to every problem is more money and more government. Nothing ever gets fixed and more and more people are condemned to the hellholes of the inner cities or welfare reservations the LIEberal mindset created.

Okay but I mean breast cancer awareness is all year. Not just one month.

November is Movember, (mustache-November). Grow a mustache for prostate cancer awareness. If you can’t grow one, ride one.

Okay but I mean breast cancer awareness is all year. Not just one month.

Actually Breast Cancer Awareness month is in October.
You’re probably just aware of breasts all year.

“You’re probably just aware of breasts all year. ”

Ain’t that the truth!

WOT?

I’m not sure how partisan an issue it is. I think there are plenty on both sides who have drank the Kool Aid. But there doesn’t seem to be a major component of the Democratic Party or of the Liebs that are against all of this housing pump and dump stuff. The part of the OWS movement that was anti-bank seems to me to have fallen silent.

BTW, my autocorrect just tried to replace Liebs with “aliens”.

I’ve noticed a tendency for the government to announce the end of some large-scale program, while furtively replacing it with a less-publicized equivalent. I don’t see why this couldn’t be done with respect to the QE3 taper.

I’ve noticed a tendency for the government to announce the end of some large-scale program, while furtively replacing it with a less-publicized equivalent. I don’t see why this couldn’t be done with respect to the QE3 taper.

FWIW, it’s the FedRes who would “taper”, not the FedGov.

They will announce something else to prop it up, under a different name, then back off the current scheme

Not a bad idea, my helpful vassal! I’ll bring that suggestion forward at the next committee meeting. The others are sure to love it.

FedRes = FedGov

Check out: www dot federealreserve dot gov

FedRes = FedGov

No, the Federal Reserve is not a branch of the government. Iit has a special relationship with it, but it is owned by the banking clan. Having a .gov internet address doesn’t change that.

“No, the Federal Reserve is not a branch of the government”

No, it is more like the federal government is a branch of the Federal Reserve, at least the people that own the Federal Reserve.

Federal Reserve Chairman,

All I ask is for 1% of what it makes you. Or name it the Rio plan and we can call it even.

“What I’m saying is that posters say that like it’s a good thing”

Oh. I don’t think it’s a good thing at all.

“On the over-reach; why not try a pilot program? Make it three states or cities. Give it a few years to make sure it’s working.”

^^^THIS. I was thinking the exact same thing yesterday. But that was my point about Romneycare in Mass. It gave them the cover not to have to do this. “Lookie, lookie, a REPUBLICAN carried it off in Mass!” Game on!

spare oil filters and other auto parts for Honda Civics or Toyota Corollas

Timing belts and the idler pulleys and water pumps that they touch. In a long term no-parts situation (think Cuba for the last 50+ years) those will be unobtanium I think. A lot of other stuff can be jury rigged, but not those and they don’t last forever.

“Timing belts and the idler pulleys “

Are these made of substances that don’t degrade? I have been told that older, unused tires will not last as long as newly manufactured ones.

I would think the belts would be OK for a long time if you sealed them and kept them out of the sun. But I’m no expert in trying to keep those materials “fresh” for a really long time. They are probably similar to tires. But tires normally are not sealed up while stored from what I’ve seen.

Bearing’ed assemblies and arrangements and even bare bearings are typically wrapped in butcher paper….