Bits Bucket for September 22, 2015
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The Housing Bubble
Examining the home price boom and its effect on owners, lenders, regulators, realtors and the economy as a whole.
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Name:Ben Jones
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We should have a future forecast fest:
2017 (Jan. 1)
Dow Jones (currently 16,500)
National Median Case/Shiller House Price (currently ??)
Falling prices=good for the economy
worked in 1921
everyone forgets that
I forecast a 200+ pt drop in the Dow at the opening bell today.
I forecast a recovery after the drop.
Isn’t a dear leader visiting today? One wouldn’t want stock market volatility to mar such a momentous occasion.
The Pope is being greeted by Joe Biden. He will give Biden his blessing to run against Hillary.
You mean Pope and Change?
plus One.
‘I forecast a 200+ pt drop in the Dow at the opening bell today.’
So does that mean all your money and gold is in the ‘Bank of Sealy Posturepedic’ so you can sleep soundly at night?
This information is provided strictly for entertainment purposes. No sleep has been lost due to its promulgation.
As of 11:42 EDT, DOW is down 271.
It’s hard to gauge today’s opening bell losses on the Dow, as the index level is bouncing around like a yo-yo on steroids.
If the Dow chart were a seismograph, Wall Street would be experiencing an earthquake right now.
I predict 3 digit swings in the dow for 80% of the days for the next 6 mos. Heading to 14400
Incalculable losses.
This housing affordability crisis brought to you by the criminal cartel Federal Reserve:
http://www.washingtonpost.com/news/wonkblog/wp/2015/09/22/why-americans-are-spending-more-and-more-on-rent
Don’t live in coastal bubble cities.
Don’t have kids.
Then you can afford the rent.
Don’t have kids ??
How would you feel if your mother & father decided to do that ??
: >)
Non-existent.
But worse yet, there’d be a lot of lonely Tinder girls as a result.
Well I am quite sure you are glad they did not follow your advise…
Well I am quite sure you are glad they did not follow your advise…
This type of thinking always gets me.
My parents chose to have children for them — not for me. And if they chose not to — I wouldn’t care, as I don’t exist. So no, I’m not thankful they had me. I exist, and I try to enjoy my existence. But I’m not thankful I exist, and if I didn’t exist I just wouldn’t exist.
So no, an individual should not inherently be grateful their parents chose to have kids — I don’t see how you can possibly rationalize such a position.
I don’t see how you can possibly rationalize such a position ??
I was not trying to rationalize it so don’t get all serious on me dj…As you can see from my post there was a little smily face at the end…
“But I’m not thankful I exist”
Are you just a poor boy, from a poor family?
don’t get all serious on me dj…As you can see from my post there was a little smily face at the end…
My bad — I read past the smiley face and took it as a serious question/challenge.
My oldest sibling is the poorest of us all (financially) by having two adult offspring living with her and not working. The other siblings and I can manage to get by (barely) and are mobile and have no offspring.
“But why is the cost of housing rising faster than the cost of a lot of other things? According to this latest paper, rents have outpaced inflation every year since 1982, with the exception of one five-year stretch during the late 1990s.”
Hint: It’s not due to a lack of housing supply.
“Financialization is a term sometimes used in discussions of the financial capitalism that has developed over the decades between 1980 and 2010, in which financial leverage tended to override capital (equity), and financial markets tended to dominate over the traditional industrial economy and agricultural economics.” —wiki
Cash cannot compete with cheap credit.
Addendum: except in markets that do not accept credit.
“Don’t live in coastal bubble cities.
Don’t have kids.
Then you can afford the rent.”
I get paid a ridiculous amount of money in a coastal city… even with the high rent, my savings account is getting more love than it was in flyoverland.
Kids would destroy me though. Good thing I don’t like them.
“I get paid a ridiculous amount of money in a coastal city… even with the high rent, my savings account is getting more love than it was in flyoverland.”
Pardon me, would you have any Grey Poupon?
January 1 2017: Dow at 13,200 and on the way down to 600 if Trump or Warren or Sanders become president. Otherwise Dow at 16,800 if the oligarchy remains in power.
So in other words, if any of them are elected they will meet an untimely end?
More likely the PTB will just ruin the economy until they’re voted out, at which point they’ll engineer a sudden economic boom.
Trump is part of the oligarchy. He only acts like he isn’t. The giveaway is his silence on breaking up big banks, reinstituting Glass-Steagall and regulating Wall Street’s Washington influence (except for raising taxes on hedge fund managers).
It would be interesting to hear his position on Glass-Steagall. That’s a position that tells it all.
Which of his positions argues against the theory that he is part of the oligarchy ?
Immigration?
Pro gun?
Crack down on China’s thieving?
All three of those positions are acceptable to the oligarchy. Even raising taxes on the wealthy is not a big deal to the oligarchy. Again, the giveaway is his silence on anything to do with the real nexus of money and power (the “Deep State” that was posted here recently).
I don’t think that the oligarchy as a whole cares much about guns. There may be people like Michael Bloomberg who try to promote gun control legislation. On the other hand, there are probably plenty of crusty old oil billionaires in Houston and Tulsa or wherever who love their guns. When it comes to the important issues affecting their corporations, they’re able to forget put aside their differences on guns to take care of their bottom lines at the expense of the 99%.
Never mistake talking points as positions, better yet never believe anything a politician says.
It is hard for me to believe that a popular election could be won by talking one way or the other on a piece of little recognized legislation.
Hillary is silent on Glass Steagall too: https://www.nerdwallet.com/blog/banking/glass-steagall-act-explained/
Of course. She’s not going to reverse one of Bill’s “accomplishments.” Her alliance with the big banks are well documented.
Sens. Elizabeth Warren (D-Mass.) and John McCain (R-Ariz.) are reintroducing legislation to revive the Glass-Steagall Act, which would force big banks to split their investment and commercial banking practices.
Do nothing congress.
on the other hand:
Most economists at the Federal Reserve agree that former President Clinton’s repeal of the policy in 1999 didn’t contribute to the crash.
Most economists at the Federal Reserve agree that former President Clinton’s repeal of the policy in 1999 didn’t contribute to the crash.
That’s laughable. Clinton’s repeal of Glass-Steagall allowed big banks to merge with investment firms and to use saver’s deposits to gamble in futures, derivatives and commodities. Being overleveraged was a primary driver of the 2007 bank crisis. Bill Clinton was a very good president but repealing G-S, at the urging of a Repub Congress, was a big mistake.
“urging of a Repub Congress”
Oh, stop making it sound like Republicans shoved Clinton into the G-S repeal.
Nearly all the *ssclowns thought it was a good idea.
Democrats in the Senate voted 84% in favor of repeal.
Democrats in the House voted 75% in favor of repeal.
Comedy isn’t your strong suit.
We should have a future forecast fest:
Tried that last December, I posted here Dow 20,000 was a done deal by Jan. 1 2016. China’s stock market crash torpedoed that prediction. Thanks Xi.
“China’s stock market crash torpedoed that prediction.”
You should have seen that coming, as it was widely predicted here.
? No one here predicted a Chinese stock market crash last year that would sink the US markets this year.
Here’s a scary chart to help you with your predictions. It suggests the S&P500 is currently in a long-term death cross similar to those of 2000 and 2008.
Good luck with your financial survival efforts!
The Technical Indicator
S&P 500 threatens a truly longer-term bearish shift
Published: Sept 22, 2015 12:08 p.m. ET
Focus: Europe, China and the Emerging Markets; Key sectors fail technical tests
By Michael Ashbaugh
Technicals columnist
Editor’s Note: This is a free edition of The Technical Indicator, a daily MarketWatch subscriber newsletter. To get this column each market day, click here.
Against an already-bearish technical backdrop, the S&P 500 Index is challenging a truly longer-term trending indicator.
The specific area rests at the S&P’s 20-month exponential moving average, currently 1,965, and a monthly close lower would raise the latest technical red flag.
…
Wells Fargo Raises Credit Score Requirement for FHA Loans
Last year, Wells Fargo lowered its credit score requirement for FHA purchase loans to a minimum 600 FICO score. Now, it’s 640, reports National Mortgage News.
http://finance.yahoo.com/news/wells-fargo-raises-credit-score-184559217.html
“Wells Fargo’s decision to increase the credit score requirement on FHA loans stems from a concern among lenders that the Justice Department may begin cracking down on minor defects (like a debt-to-income ratio that’s too high or an error in income calculations) in defaulted FHA loans. The FHA takes on the risk of lending to these borrowers, which is why mortgage originators lend to them in the first place, but a new proposal from the FHA that would require lenders to certify FHA-backed loans are without defect has lenders worried about future liability.”
So the shift isn’t driven by the banks, the shift is driven by “a new proposal from the FHA that would require lenders to certify FHA-backed loans are without defect”, which is a shift that can come and go as the whim of politics comes and goes.
I suspect that if and as the housing market begins to tank this shift just might be reversed.
It must be tempting for a federal agency in the subprime lending business to shift the blame to private lenders at the SHTF moment.
Those of us who watched the 2007-2008 episode know it’s only a matter of time until a repeat of that experience.
An observation:
If banks use risk/reward considerations to determine whether to loan or not to loan out money then it isn’t the Fed that has control over loan decisions, it whomever that controls the risk that has control over loan decisions.
In this case it is the FHA that controls the risk so it is the FHA - and not the supposedly independent Fed - that controls whether or not banks will loan out money for housing.
Tightening loan standards is simply their way of closing the door after the horse has already run out of the barn.
They want to be able to go to Congress when the eventual hearings take place on “How could this happen” and say “we tried to tighten up but felt pressure from x,y,z to keep lending”.
It’s a reaction to a weak market, having realized that they and by extension the taxpayers, are looking down the barrel of a loaded shotgun of “people buying stuff they can’t afford”.
When does the new Zillow data come out? Gotta be pretty soon.
15th?
they are starting to not offer predictions in oil based markets etc
Thanks, I see it as of August 31 for home values for larger areas but not yet for individual houses. Hmm further digging.
minor defects (like a debt-to-income ratio that’s too high…
Da FUQ, mon.
Low salary? “minor defect.”
Make minimum payment on the CC for gas and groceries every month to give a good FICO? Here, take $750K!
No wonder we’re in a perpetual financial crisis.
If you have to borrow money for 20 or 30 years to buy something, you cannot afford it.
The wholesale mortgaging of decades of their lives by otherwise apparently responsible people has done much more to build the dangerous pyramid of debt that threatens to capsize the global economy than has the few who float their measly grocery bill on a credit card.
This is why Oxy is the poster child of the Housing Bubble, not some credit card whiner.
If you have to borrow money for 20 or 30 years to buy something, you cannot afford it.
Bumper sticker logic. Tell that to my mom with a paid off house that helps make her life a joy.
Your statement above has a kernel of truth if taken to an extreme, however it defies economic history and reality. It’s like a simplistic bumper sticker imo.
You find fault with those who borrow for a home and those who pay cash. What’s going on with you?
smelly MEL Watts will counteract that
mo free, mo free, mo free at last
Gee, that’s too bad. Too bad it’s highly curable, that is.
http://www.wsj.com/articles/goldman-ceo-lloyd-blankfein-has-lymphoma-1442924494
You think the Sky Wizard will let him live?
Is oil still on track to hit $80/bbl by December?
Marketwatch dot com
Futures Movers
Oil futures slide with focus on U.S. oil supply
By Victor Reklaitis and Eric Yep
Published: Sept 22, 2015 5:55 a.m. ET
Analysts see a ‘rough zizag pattern’
An oil pump-jack earlier this year in the oil town of Gonzales, Texas.
Crude-oil futures dropped Tuesday, giving up some of the prior day’s strong gains, as analysts said data on U.S. oil supply and China’s economy could cause more price volatility this week.
Oil-futures for delivery in November (CLX5, -2.96%) fell $1.04, or 2.2%, to $45.92 a barrel on the New York Mercantile Exchange. November Brent crude on London’s ICE Futures exchange (LCOX5, -2.04%) fell 76 cents, or 1.6%, to $48.16 a barrel.
…
It could happen in 2 weeks time. Lots of instability possibilities.
I expect to see oil in the 20s by mid-November, if not sooner. This bust is a lot worse than the media is making it out to be. The oil and gas bust of the mid-80s collapsed the economy of Texas, and by the late 80s had driven the whole credit collapse.
Is China still on track to achieve its seven percent GDP growth target in 2015?
The experts are backpedaling.
Weak China growth to spill into rest of Asia
Asian Development Bank expects mainland economy to expand 6.8 per cent this year instead of 7.2 per cent, with Southeast Asia bearing brunt of decline
PUBLISHED : Tuesday, 22 September, 2015, 7:45pm
UPDATED : Tuesday, 22 September, 2015, 10:30pm
The ADB says Southeast Asia is bearing the brunt of China’s slowdown, with growth in the region this year put at 4.4 per cent.
Photo: Reuters
Weaker growth in China this year is expected to cause a slowdown in the rest of Asia, the Asian Development Bank said on Tuesday as it became the latest major body to lower its forecasts for the world’s No 2 economy.
It also warned central banks to prepare for an expected Federal Reserve interest rate rise, with many nations already seeing huge capital outflows as dealers look for safer US investments.
The report comes as markets have been hit by extreme volatility driven by fears over the Chinese economy – and its leaders’ management of it – after last month’s surprise devaluation of the yuan.
Wei Shang-Jin says the overall outlook for the region is still positive. Photo: Edward Wong“The combination of a moderating prospect in China and India, together with delayed recovery of advanced countries, weighed on our forecast for the region as a whole,” said Wei Shang-Jin, the ADB’s chief economist, who presented the report in Hong Kong.
In an update to its outlook released in March, the bank said growth in the region would hit 5.8 per cent this year and 6 per cent next year. March’s forecast was for 6.3 per cent for both years.
Wei said the overall outlook for the region was “still positive” but had been affected by capital flow reversals and weakened commodity prices, partly related to China’s slowdown.
The ADB tipped China – the main driver of global economic growth – to expand 6.8 per cent this year, instead of the 7.2 per cent previously estimated, following a stream of weak indicators including on trade, inflation, investment and consumer spending.
It said the growth rate would be the slowest since 1990, a year after the Tiananmen Square crackdown that led to global sanctions against Beijing. It is also below China’s official target for the year of “about” 7 per cent.
Wei said China’s “new normal” economic slowdown would continue in the long term. “I think 7 per cent would not be a bad number. Somewhere between 6.5 and 7 per cent in the next 10 years is quite a reasonable growth rate,” he said.
…
stocks have been a meal ticket for friends of the FED.
They must have some hungry friends.
Market Pulse
Dow on track to suffer the 20th 200+-point drop this year
Published: Sept 22, 2015 10:26 a.m. ET
By Tomi Kilgore
Reporter
The Dow Jones Industrial Average (DJIA, -1.62%) is on track Tuesday to suffer its 20th one-day point decline of at least 200 points, compared with the 12 suffered all of last year. In 2014, there were 21 days that Dow moved by at least 200 points in either direction, compared with 40 so far in 2015, and 41 if the Dow’s current decline holds. The Dow shed 228 points in morning trade, with all 30 components moving lower, and has dropped 1,541 points year to date.
…
Did Bill in LA really say he was for open borders yesterday? I must have missed something along the way. ProGun and open borders?
Yes. I am for completely no passports and all open. I do believe people have the right to own firearms, knives, cars, cans of raid insecticide (I hate black widows) to defend their lives and those lives they cherish, constitution or not. And consume and trade in marijuana, whiskey, etc, constitution or not.
People have the right to ignore laws that violate their right to life, liberty, and property.
I can see why you hoard guns, you’re definitely gonna need them after half the third world moves here.
Of course I also would expect an offset by abolishing all welfare, taxpayer-financed education, and taxpayer financed health care and housing subsidies to anyone, including citizens.
Give me your tired, your poor, your huddled masses yearning to breathe free. But the poor better be skilled.
They’ll still move wherever the soil is more fertile, and away from armed conflicts.
I am for completely (open borders) no passports……abolishing all welfare, taxpayer-financed education, and taxpayer financed health care..right to own firearms, knives, cars, cans of raid ….consume and trade in marijuana, whiskey, etc, constitution or not.
That’s so awesome that they made movies about it.
Adventures in libertarian utopia: ‘Mad Max: Fury Road’ puts its violent antihero through a vicious, violent and dynamic wringer
June 4, 2015
By Matthew E. Milliken
“Of course I also would expect an offset by abolishing all welfare, taxpayer-financed education, and taxpayer financed health care and housing subsidies to anyone, including citizens. ”
But of course that will never happen, although you may get your wish on the open borders. So the third world America vision of the future is much more likely to become reality than your vision is.
” So the third world America vision of the future is much more likely to become reality than your vision is.”
Sadly, I fear this to be true. I actually think that is the PTB’s plan. As for the Libertarian dream, it would be more reassuring if there was a contemporary success story.
‘I can see why you hoard guns, you’re definitely gonna need them after half the third world moves here.’
Totally meaningless (guns) unless you have the guns loaded, nearby and are really prepared to use them. From one who served in Viet-nam, a former hunter, who sold all guns when I returned to the US ofA. That said, I do carry a knife.
That’s not a knife…
My dad kept his rifle after Iwo. Actually my mother bought it for him afterwards. I grew up hunting with him. Oddly, he shot bull’s eyes on paper at 100 yards, but in the woods, always missed the Whitetail. Always.
We enjoyed our walks in the woods.
open borders
http://www.breitbart.com/texas/2015/09/22/previously-deported-sexual-predators-continue-arrested-texas-border/
Thanks, Obama
So what was Ben’s piece reposted again yesterday about inchbyinch. Is inchbyinch in the bay area? Is inchbyinch the one with the husband that was going blind? Handles change and can’t keep up with the changes.
For me a toe-tag house is one where you stay until you can’t take care of yourself any more. One that you can afford, in a community that you want to be a part of, and one that affords the quality of life that you are looking for, not just settling for. I don’t like moving.
If inchbyinch is indeed choosing to sell and move maybe the monies to be made in the sale are needed for retirement income or made there was an ‘ah ha’ moment that a different local (state or community) and downsizing are prudent.
I saw that yesterday. I don’t think Inchy is selling. She simply said (implied) that when it comes time to sell, she will make a profit. That will likely come at the nursing home stage, which still makes her house a toe-tag home.
I think Ben jumped to conclusions. Since he is (or was) a slow-motion flipper, he thinks everyone else is too.
‘he is (or was) a slow-motion flipper’
You know, I’ve explained all this several times and it’s still all FU.
I don’t own any real estate. I manage real estate. No one that I manage real estate for has ever mentioned selling the real estate. They are happy with the returns. Should one member need to sell, the others could buy the membership or we could sell some real estate at that point. But selling the real estate at this point would be odd because prices haven’t gone up or down, and we’re still making a profit.
Is that clear enough for you? I could very well manage this real estate until the day I die. There are no plans to the contrary nor have there ever been.
I think this is just speculators remorse, trying to paint me with this BS for pointing out what a hypocrite this poster is. Feeling like speculators out there? Inching toward the door? Don’t panic too late!
He who panics first panics best.
I also am curious if she is selling out, having spent years posting about looking for their “forever” house. But if this poster is prescient enough to have sold at the top quite a few times, and patient enough to have purchased at the bottom, more power to them. Best of luck whichever direction they go.
‘having spent years posting about looking for their “forever” house’
Lying through her teeth the whole time.
‘more power to them. Best of luck’
In the spring of 2005 I had an anonymous poster from Phoenix cuss me out because I was “against” his “making $200,000 every couple of years” flipping houses or whatever. I can’t do anything about something that’s legal and who cares what I think about it? Go ahead, rake it in dude. Oh, is it OK for me to mention it isn’t realistic to think one can make that kind of money buying and selling houses among ourselves? Doesn’t someone have to add value to the economy? You know, work?
If you read articles on California a lot like I do you’ll notice a recurring theme; WHINING ABOUT THE COST OF LIVING! Here’s an idea Californians; you don’t sit on some gold mine. It’s just another place. Yet you repeatedly embark on these speculative sprees with your houses, acting pretty foolish really, and then it all falls in and you WHINE SOME MORE!
Just stop being goldfish. And realize that these sprees you go on are actually created by the PTB. Yep, the central bank and Mel Watts LOVE that you guys are flipping houses and paying gobs of fees and interest to the banks. Taxes too! The Governor doesn’t give a sh*t about you, just send more money to him.
For myself, I’m sick of paying for California’s periodic windfalls and busts. Do you think we’ve forgotten that the last time your a$$ went into the can, the GSE’s RAISED THE LOAN CAPS! Yes, prices plummeting, whiny little bitches crying everywhere and the government ups the loan cap. Un-freaking-believable.
Money for nothing is powerful stuff. I’m saddened that Texans have forgotten the lessons of the 80’s, but they will be reminded. Just remember, you don’t have to play along. If you think stocks are a crap shoot, stay away. But it is to be noted that we are all caught up in the housing bubble because we need a place to live. And it should never be forgotten that whoever is responsible for making houses a speculative gamble are sorry dogs for doing so.
Ben jumps on the Hate California train. You might have trouble finding a seat. The cars are crowded.
Newsflash: all problems with mortgage lending policies, FHA, FNMA, the Fed, etc etc all originate at the national level. California doesn’t lead or cause these issues. For whatever reason these problems and imbalances are magnified and leveraged here to a greater extent though.
Phoenix is quickly inching towards it’s next blow up - and taxpayer funded bailout. Speaking of which, I need to plan a trip out to Scottsdale so I can sit in the old town bars and hear stories about how everyone is getting rich buying and selling homes and rental properties again, how its’ different this time.
Same song, different verse, Same outcome.
I don’t hate California. I don’t hate anything except Windows 8. I’m just pointing out the reason you are the poorest state is because of all the gambling you do with houses. Just stop!
Well at least we agree on whiny California.
I remember reading a CA story on HBB. Some dude did the “drive until you can buy” thing and was driving 1.5 hours from a spec shack in Stockton to his job… on a loading dock. Loading dock? It’s not like he had tech startup and had to be in Silly Valley, or had a gov job and had to live in DC area. There must be a million loading docks in this county. Why couldn’t he simply move the family to a cheaper loading dock in, say, Buffalo, where houses are cheaper? That’s part of where Oil City Plan came from.
I do think the RE bubble mentality is older in California. Outside of California I never heard of people refer to a HELOC as “taking cash out” until some time around 2003 or 2004. My impression from family in the Bay Area is that Californians were thinking in those terms 10 or 20 years earlier.
“I do think the RE bubble mentality is older in California.”
It’s more a religion than a ‘mentality.’ And don’t ever question it, unless you are willing to withstand religious persecution.
“It’s more a religion than a ‘mentality.’”
You can say that again. I’m in Silly Valley this week, on a biz trip. You have to wonder how mere mortals can live here. And for what? It’s not like its Shangri-la or something. It makes me think of the old “Do you know the way to San Jose” song, especially the line that “LA is a great big freeway”. Well guess what? So is San Jose. Looking around, I can only imagine what it was like here 50-60 years ago. It can imagine how nice it was back then, as opposed to the armpit it is now. I will say one thing, you do see some cool cars here.
I can only imagine what it was like here 50-60 years ago ??
I had the pleasure of experiencing it…..Fruit orchards as far as you could see…Spring blossom season was incredible…
And for what ?
Weather….Jobs….Access to top flight education…Within short driving distance of pretty much any thing you would want…Diverse population…Top flight research hospitals…Did I mention weather ??
And now you’ve got nothin’ but poverty, welfare, illegals and falling population.
“I will say one thing, you do see some cool cars here.”
And the occasional exotic bird.
OK Ben, sorry. I was still thinking of the old rehab model. Property management now, ok.
Inchy needs to clarify the original post. Did she actually sell, or did she just imply that it would be profitable IF she did? If she’s still living in her toe tag house which was renovated by the mensch, we can’t really call her a hypocrite.
But wait, are you now telling me that I have speculators’ remorse? I don’t see how, since I was never speculating. If I were speculating, I would have sold 2 years ago. (and done a lot more renovation, to keep us with the renos that have been done in my neighborhood.)
Reading comprehension FAIL.
I’ve explained all this several times and it’s still all FU.
In many ways, you sound like me.
No one that I manage real estate for has ever mentioned selling the real estate.
I’ve never mentioned wanting to sell my house.
They are happy with the returns
I am happy with the returns of a paid off house, “free rent” and a place to live.
Should one member need to sell, the others could buy the membership or we could sell some real estate at that point.
I too can sell without fear of loss because it’s already paid for its construction in “free rent.
But selling the real estate at this point would be odd because prices haven’t gone up or down, and we’re still making a profit.
Ditto for me with a paid off house.
I could very well manage this real estate until the day I die.
Ditto for me living in my house. Your points and mine are alike in many ways.
Nobody cares about your play by play response Lola.
(implied) that when it comes time to sell, she will make a profit ??
Let me offer to correct that statement a bit…If she sold “today” she will make a profit…Future market, who knows…Many people in 2007 thought that they had made a bundle but that all changed, as we know, in 2008-09….
I missed it. Was there an inch pile-on for some reason?
Read yesterday’s comments. Looks like this poster is going to sell out now (at an apparent top) having spent years talking about how difficult it was to buy their forever home. But clearly this inflames the passion of many on here (including myself) who despise speculation, especially with OPM and a taxpayer backstop.
What’s wrong with that? We sold at the top in 2005. And were we ever lucky, because the market froze up just shortly after we closed.
The weird thing was, we were pretty much oblivious to the bubble, until some friends of ours sold their home for an unbelievable price. So we looked into it and couldn’t believe what was going on. All we did was put an ad up on some obscure web sites, not even Craigslist and boom! Potential buyers showed up. It was one of the rare times we got lucky.
Been renting ever since.
lying.through.her.teeth.the.whole.time.
Buh-bye, Scott Walker. Don’t let the door hit ya where the good Lord split ya.
Lol, he slammed Trump on his way out the door. Sore Loserman.
he fought public worker unions (domestic terrorsits) taxwise ,anyway
All that Koch cash still needs to be spent somewhere. Rubio is the Golden Boy.
“Rubio is the Golden Boy.”
Rubio knows whose helmet to shine.
I thought he was speaking to the need for prospective Republican candidates to move on from sophomoric ad hominem attacks to substantive issues?
substantive issues
Equating Kim Davis with Rosa Parks?
Sore Loserman ??
Yeah, likely some sour grapes but I can understand why…Trump is such a narcissistic idiot Walker is stunned how this guy is still in yet he is out…
I am no Walker fan but I just scrolled through his Wiki…Then I went and did the same for Trump…Its quite clear who’s track record better qualifies them for the Presidency of the United States but thats the nature of the republican party today…
Walker is stunned how this guy is still in yet he is out…
Well, I said from the very beginning that trump threw a firecracker in the Repub clown car - and the right, and not the left should fear him.
How Donald Trump destroyed Scott Walker’s presidential chances
Washington Post - 19 hours ago
From the day Trump entered the race in mid-June, Walker struggled to find … (By the time Walker began to surge, lots of conservative members of the GOP establishment had …
Trump is destroying the Republican Party!
Jornal.us News Agency - 20 hours ago
Rick Perry: Donald Trump will destroy the Republican Party …
http://www.politico.com/…/rick-perry-criticizes-donald-trump-destroy-republic…Jul 22, 2015 - Former Texas Gov. Rick Perry, who has already emerged as one of the GOP presidential field’s most vocal critics of Donald Trump, ratcheted …
Here’s The Proof That Donald Trump Is Destroying The …
http://www.politicususa.com/…/proof-donald-trump-destroying-republican-par...
Jul 5, 2015 - A quick look around at the mass Republican implosion on the Sunday shows provided ample evidence that Donald Trump is destroying the …
Donald Trump Is Killing the Republican Party -
Aug 25, 2015 - Donald Trump is destroying the Republican Party’s chance to win the presidency and it is probably too late for them to do anything about it.
Oh you’ll be voting for Hillary! no matter who the GOP throws up there!
you’ll be voting for Hillary! no matter who the GOP throws up there!
I don’t like Hillary however I’m sure tens of millions will be voting Dem no matter “who the GOP throws up there”.
(Which is total fault of the GOP - a party already gone off the reservation and thrown further off the reservation by Trump)
‘further off the reservation by Trump’
Trump’s on-again off-again feud with Fox News appears to be on again. “I’m having a really hard time watching Fox News,” Trump tweeted Monday night, while unleashing a series of retweets from others critical of Fox News and its on-air guests and personalities’
Read more: http://www.politico.com/story/2015/09/donald-trump-bill-oreilly-feud-213915#ixzz3mUn8SacK
‘Donald J. Trump
✔
@realDonaldTrump
“@seleti00: @realDonaldTrump @FoxNews They attack you more then CNN or MSNBC combined. Just a bunch of old Bush appointee Rhinos.”‘
It’s the strangest political season ever! Oxide switches from Hiawatha to Trump and Rio channels Fox News.
Back at the ranch:
http://www.gallup.com/poll/185720/half-continue-say-gov-immediate-threat.aspx
‘Half in U.S. Continue to Say Gov’t Is an Immediate Threat’
‘The latest results are from Gallup’s Sept. 9-13 Governance poll. The lower percentage of Americans agreeing in 2003 that the federal government posed an immediate threat likely reflected the more positive attitudes about government evident after the 9/11 terrorist attacks. The percentage gradually increased to 44% by 2006, and then reached the 46% to 49% range in four surveys conducted since 2010.’
I heard this the other day: what’s the difference between 9/11 and a cow? The government can’t milk a cow for 14 years.
It’s simple. The time has come for us to be ruled by a narcissistic idiot. It’s the Stupidularity.
Buh-bye, Scott Walker.
Good, he has unfinished business in Wisconsin. He needs to finish the job of tearing down Wisconsin so it can catch up to Kansas in the Trickle Down Race to the Bottom.
One of his angry ex-campaign workers suggested he’s leaving in front of some impending scandal exposure, which would explain his early departure after doing a decent bit better by most accounts in the last debate.
“One of his angry ex-campaign workers suggested he’s leaving in front of some impending scandal exposure…”
So Scott milked a Wisconsin cow or two, eh?
Hey, Colorado, if you happen to read today, I wanted to know if you think maybe some of the Latin American countries are missing out on an opportunity to draw some European immigrants who might wish to escape the hordes inundating Europe.
I’m talking about places like Colombia, Argentina, Uruguay, etc. Not so much Brazil, Bolivia or Venezuela, though. I would have put Chile on the list, but earthquakes. Maybe Ecuador.
SA has taken in Europeans before, seems like now would be a good time, put out the call that they’ll take Anglos. Breathe some new life into the continent, some money, business, etc.
What do you think?
Given that the vast majority of people in SA are Hispanic, it’s hard to imagine them issuing a call for all willing Anglos to move there.
The vast majority of the people may be, but the vast majority of upper level government in some of the countries are decidedly euro in ancestry, or so it would appear, with the exception of folks like Evo Morales, which is why I excepted Bolivia from the mix. And forget Brazil, that wouldn’t even be an option right now, with what’s going on financially.
I could see Colombia and Uruguay doing this. Maybe even Argentina.
Are you using “Anglo” as a synonym with “European”? Because Anglo technically means the English speaking world, people in or from Great Britain. Most elites in SA are Hispanic, which just means they are native Spanish speakers, generally descended from people from Spain, with some Indian mix. There is a lot of Italian, German, and Portuguese blood in SA, even more so among the elites, but none of those groups are “Anglo”. There is some Anglo in the mix, of course.
But you have to admit it would be kind of ironic to leave say Germany because there are so many foreigners there and move to Argentina, which is full of “them”.
And forget Brazil, that wouldn’t even be an option right now, with what’s going on financially.
Brazil could be a good option in the next couple years for those with cash and guts. (Rare commodities) But if I were a Euro/Anglo I’d pick a Spanish speaking country. Not because it was a better option per se, but because Portuguese is so damned hard comparatively. On the other hand, Brazilian culture is a lot more interesting imo.
Foreign Buyers Find Dollar Deals in Brazil - Mansion Global
http://www.mansionglobal.com/…/1487-foreign-buyers-find-dollar-deals-in-br...
intro_short=>”A weaker real and a troubled economy have opened the … The real estate market in Brazil
British and Irish people typically go to places like Australia and Canada. Given the misery in Spain for the last 8 years, there would probably a lot Spaniards who might like to migrate to South America, but those countries are still much poorer than Spain.
“those countries are still much poorer than Spain”
Which is why they won’t let them in.
I could see Spaniards going to South America, assuming the South Americans would take them, which I doubt. Keep in mind that most of the countries you mentioned are having a VERY hard time with their current population. Jobs are scarce, public health and education systems are overloaded, budgets are strained. The last thing they want are a bunch of broke Europeans showing up at their door.
Anyway, to give you an idea of what I mean, consider Mexico. It is one of the more prosperous Latin American nations at this time, thanks in large part to being one of the USA’s biggest trading partners. Just for kicks, go to your nearest Mexican consulate. Tell them that you don’t have a lot of money or any special skills (like being a doctor) or that you aren’t married to a Mexican citizen and that you’d like an immigrant visa that would allow you to have a job. Then watch as they laugh you out the door. Try the same at the Chilean or Argentinian consulates, you’ll get the same answer.
If you have $200K, you can get an immigrant investor visa for Colombia.
http://www.colombiainvestorsvisa.com
I took a looksie at your link. It didn’t say anything about being allowed to work. I’m guessing that the investor visa doesn’t allow oldinga job.
Is the Fed on hold until the market finishes its correction?
Marketwatch dot com
…
More negative news from China may also be adding to fears about slowing global economic growth that have been heightened after the Federal Reserve last week chose to stay pat on interest rates.
Dow futures (YMZ5, -1.70%) fell 270 points, or 1.6%, to 16,187, while those for the S&P 500 (ESZ5, -1.72%) dropped 34 points, or 1.7%, to 1,929. Nasdaq 100 NQZ5, -2.04% futures slumped 87 points, or 2%, to 4,253.
European stocks (SXXP, -2.62%) fell sharply, with miners and car makers helping to lead the way lower. Crude-oil futures (CLV5, -2.96%) were down nearly 3%.
Chinese President Xi Jinping said in a written interview with The Wall Street Journal that the government is preparing a full slate of economic reforms. But some investors aren’t soothed. “We’ve heard that in the past,” said Peter Cardillo, chief market economist at Rockwell Global Capital.
The Asian Development Bank Tuesday lowered its forecast for China’s annual economic growth this year to 6.8% as pressures on the economy increased, from a previous forecast of 7.2%.
Beyond worries about China’s economy, Cardillo blamed the Fed and oil for the weakness in stock futures. “The Fed has injected uncertainties. Had they raised interest rates, this would not be happening,” he said. “Investors are closely monitoring oil prices as well.”
The Fed has been viewed as hurting stocks by citing worries about the global economy in its decision last week not to raise interest rates.
“The Fed’s decision not to hike last week did not get the positive reaction in the markets that we may ordinarily have expected, which suggests that aside from being priced in, there may now be a willingness for the Fed to just get it out of the way,” said Craig Erlam, senior market analyst at Oanda, in a note Tuesday.
…
Wasn’t there something on the news yesterday about China going seeking funds from Islamic banks (ing)?
Did the Fed just pull the RIP cord?
Comment by Oddfellow
2015-09-21 08:07:50
“What it was, was football.”
If this was “football”
Players: Football coach told us to hit the referee - YouTube
http://www.youtube.com/watch?v=O3YjQBSw430 - 138k - Cached - Similar pages
1 day ago
What was this?
CCTV footage captures assault on Davenport Citibus - YouTube
http://www.youtube.com/watch?v=WfOkVbIriHk - 169k - Cached - Similar pages
1 day ago
It’s almost like somebody is teaching these kids this cr@p.
Sounds to me like the ref was an ass, and the boys taught him a gridiron lesson. If he’s gonna mouth off at the players, he should ref a sport with smaller players. Like the chess club.
If the ref were black and the coach who allegedly called for him to be tackled were white, this wouldn’t even be on your radar, because it never would have appeared on your race bait sites.
your race bait sites
Salon and the Huffington Post.
your race bait sites..Salon and the Huffington Post.
You can have your own opinions but you can’t have your own definitions. By definition, discussing racism and pointing out race baiting is not race baiting - no matter how hard the right tries to change the definition to fit its warped narrative.
race baiting
The act of using racially derisive language, actions, or other forms of communication in order to anger or intimidate
“Sounds to me like the ref was an ass, and the boys taught him a gridiron lesson.”
Spoken like a man (I presume you are a man) who never put on the pads at any level and is posting from his white bread neighborhood in Lily Town USA.
The “boys” should be in jail or out on bond awaiting trial along with their “coach” if what they say about him turns out to be true.
But more importantly, someone is teaching these kids that it is OK to knock down and spear a defenseless man from behind even if he did say (which is in serious doubt) “this is America, speak English” or cry “that’s racist” and slap a bus driver for a perceived act of racism.
Now who could that be?
FORWARD!
Those kids look like they’re telling the truth to me. The ref was an ass, who said insulting things to the players, their coach told one to “hit him” and they did. And now they’re sorry about it, but they don’t change their story one bit. A big yawner actually, but since the coach was black and the redneck ref white, it’s got your panties in a bunch, because it somehow means so much more. “Someone is teaching them to do this, to tackle someone…”
What it was, was football.
“Those kids look like they’re telling the truth to me. The ref was an ass, who said insulting things to the players,”
“Mano says his investigation shows his organization has “no evidence at all that any racial slurs were used.”
No excuse or reason for attacking referee is justified says football coach
Jack Dennis
San Antonio Headlines Examiner
September 20, 2015 4:21 PM MS
No arrests have been made in the criminal investigation of two high school players who “targeted one of the game officials and blindsided him, knocking him to the ground” during a football game in Texas, according to the Marble Falls Police Department, this weekend. According to Burnet County prosecuting attorney Eddie Arredondo, they will decide on criminal charges when local police complete their investigation.
During the final moments of the game, John Jay senior Mike Moreno, 17, and sophomore Victor Rojas, 15, uniformed in full football gear, ran six steps each to brutality, and many say cowardly, hit umpire Robert Watts from behind. It was pre-planned and coordinated. As the ball was snapped, one attacked Watts from behind and the other jumped on him as he laid on the ground.
Officials immediately ejected Rojas and another player from the game. Mistakenly, possibly caused by the shock and confusion of what they just witnessed, kept Moreno in the game. On the next play, Moreno was penalized for plowing into the Marble Falls quarterback after he took a knee to run out the clock.
Barry Mano, the president of the National Association of Sports Officials (NASO), acknowledged he talked with referee Watts a few days after he was hurt. Mano says his investigation shows his organization has “no evidence at all that any racial slurs were used.”
“Without any room for equivocation, that video shows two players from John Jay High School in San Antonio purposely and with malice physically assaulted umpire, Robert Watts during the final moments of the game,” NASO stated. “He was viciously and without warning knocked to the ground by a Jay player and then, while prostrate on the turf, was helmet-speared by a fellow Jay teammate.”
http://www.examiner.com/…or-reason-for-attacking-referee-is-justified-says-football-coach - 142k -
Wow, they’ve really got you worked up about this one. What’s it symbolic of, since the offense is rather marginal?
no inflation alert….Folgers coffee just reduced its big size from 33.9 oz to 30.5 no decrease in price.
Coffee futures chart:
http://finviz.com/futures_charts.ashx?t=KC&p=d1
Why, that’s deflation! They deflated the size of the product! LOL
Warmist Warming Tuesday
Article notes that China burns more coal than the rest of the world combined
http://mobile.nytimes.com/2015/09/22/world/asia/fading-coal-industry-in-china-may-offer-chance-to-aid-climate.html
uh oh……
Mines in America’s Coal Country Just Sold for a Total of Nothing
In February, West Virginia businessman Jim Justice paid Russia’s OAO Mechel$5 million and assumed some debt to buy back operations that he had sold to the company in 2009 for $568 million.
http://www.bloomberg.com/news/articles/2015-09-22/mines-in-america-s-coal-country-just-sold-for-a-total-of-nothing
I finally got to read the article posted yesterday out of ZH on the inflated rent. All my siblings (boomers) and I rent. It hits home. My millennial niece college graduate (art) lives with her mom. Never had a job. Her mom is not able to work for the next three months and is recovering from a broken leg (surgery was yesterday). And she is 62 years old and her work is physical, low pay.
Every one of us feels the rent inflation. I am okay for now because I cut extra costs. But my job is commercial and I am very vulnerable to layoffs. My bond income covers all but $350 of my rent in OC. But there are a lot more things than rent.
I am more convinced that there will be no soft landing. This QE is having the same effect on us as it had on Japan. Except the QE is worldwide in developed nations and China. Inflation in the wrong areas with little health growth, if any.
The Fed painted itself into a corner. What they should have done is get rid of the GSEs and all federal home loans and home subsidies. They should have gotten rid of the capital gain tax break on houses and cut income taxes instead.no housing assistance. Free up the system and reduce government spending. In addition cut military spending by at least 80%.
The money freed up would pay off a lot of the debt, most odf it in ten years maybe.the real supply of houses would increase, prices of houses would plummet since the artificial price support would be gone, and rent supply would balloon, which would cut rents.
If someone with your skill set can’t find a job there will be bigger things to worry about than paying the rent.
You are right. My own self confidence fluctuates. I get told by my friends in the defense industry that I am too old to go commercial. Well I already took my pay cut. About 25% two years ago.
In OC there are lots of senior software engineer jobs in commercial. It is a lot of work and very little rest for lower pay than in defense. But it is a short commute to these sites.
I am willing to put in 50 hours a week to get my foot in the door.
I’m in DC and no one seems to know anything about defense status
in N VA is our biggest industry
bond income ?
what’s that
treasury bills, treasury notes, savings bonds, municipal bonds, corporate bonds.
SJW goes kosher, as reported by real journalists:
“Jews in America should consider their place in our country’s racist social constructs … Finding our true Jewish identity can begin by questioning our whiteness”
https://www.washingtonpost.com/posteverything/wp/2015/09/22/jews-in-america-struggled-for-generations-to-become-white-now-we-must-give-up-that-privilege-to-fight-racism/
In addition cut military spending by at least 80% ??
LOL….
Discussion of various forms of Sky Wizardry, as reported by real journalists:
https://www.washingtonpost.com/opinions/its-up-to-voters-to-reject-trump-and-carsons-bigotry/2015/09/21/09bce8f0-60a5-11e5-9757-e49273f05f65_story.html
Real journalists and SJWs and progressives deserve to live under the Sharia laws they are so warmly welcoming. They conveniently omitted female genital mutilation and stoning to death of gay people from the 2014 Super Bowl Coke commercial, because it doesn’t script the narrative.
“Real journalists and SJWs and progressives deserve to live under the Sharia laws they are so warmly welcoming”
Open borders will accelerate that day’s arrival.
Being locked in a cage and set on fire is a nice way to “check your privilege”
There’s a small RE oriented blog whose blogger is an agent in Connecticut. From time to time I read it, just to see how things are going back in my old stomping grounds. Like this blog, topics other than RE are often part of the mix. There is a commenter on the blog who is rather crude, but sometimes he hits it out of the park. This was his comment on the Ahmed the Clock Maker thing. I laughed until I nearly strangled on post-nasal drip:
“This kid is 14 years old and he has access to the internet. The porn playground universe is ONE CLICK AWAY!! He doesn’t need to steal girly mags from the cigar store like we had to. And hope we didn’t get caught. Then RUN AWAY to the nearest woods. NO!! He has it all. Right there. And what does he do? At a time when he is at his tossing off peak? He plays with clocks to make fake bombs!! When he could be pounding his pud until he passes out. THIS KID SHOULD BE IN JAIL FOR STUPIDITY!! He doesn’t know how to use the internet.”
Social Justice Warrior™ website Salon scripts the narrative:
http://www.salon.com/2015/09/21/the_despicable_backlash_against_ahmed_mohamed_its_nothing_new_for_white_america_to_see_the_gifted_other_as_its_greatest_threat/
See your doctor, Goon. They’ve got a new pill out that treats Islamophobia.
WPA = white people apologizing.
“WPA = white people apologizing.”
Posting from his white bread neighborhood in Lily Town USA.
There are more black people living in my apartment building than in WPA’s entire ZIP code.
LOL, this is California. My zip code’s got a veritable United Nations here with Hispanics, blacks, Russians, Indians, Vietnamese, Hmong, Muslims, Sikhs, etc etc. The local school district here has to deal with kids who speak 54 different languages. California’s diversity > Colorado’s diversity.
54 different languages
Your own words are very telling, specifically: “has to deal with”
“LOL, this is California. My zip code’s got a veritable United Nations here with Hispanics, blacks, Russians, Indians, Vietnamese, Hmong, Muslims, Sikhs, etc etc.”
WPA: Hey Goon. Did you know I’m from Compton? Hehe, yeah.
Goon: Damn it WPA, shut up. You’re not from Compton.
WPA: No way, Goon! I’m serious. I was kickin’ it on the street. Hehe. It was hard times. Hehe yeah. I used to drink gin and juice, it was cool.
Goon: WPA, you’re a white wussy from right here.
WPA: No way Goon, you don’t know, you weren’t around then. Me and Snoop, we used to go to the Compton swap meet together. Ehehehe.
Goon: WPA, you used to go to the flea market with your mom.
WPA: No way Goon. I wear this shirt see, because these are my colors. Hehehe, yep. I’m a straight G.
Goon: WPA, shut up.
Beavis & Butthead watch Snoop Dogg - YouTube
http://www.youtube.com/watch?v=pnD1W08_6_k - 163k -
WPA was listening to DJ Jazzy Jeff & Fresh Prince on his yellow Sony Sports cassette Walkman while riding the bus to his 99% white school.
“California’s diversity > Colorado’s diversity.”
Don’t look now but California is losing some diversity.
Rates for Los Angeles, CA to Denver, CO on 9/30/2015
26′ truck
26′ truck
4+ bedrooms
Inside dimensions: 26′5″ x 7′8″ x 8′3″ (LxWxH)
Door opening: 7′3″ x 6′10″ (WxH)
Deck height: 2′9″
EZ-Load Ramp
$2,327.00
Rates for Denver, CO to Los Angeles, CA on 9/30/2015
26′ truck
26′ truck
4+ bedrooms
Inside dimensions: 26′5″ x 7′8″ x 8′3″ (LxWxH)
Door opening: 7′3″ x 6′10″ (WxH)
Deck height: 2′9″
EZ-Load Ramp
$1,182.00
Geez, guys, I was just trying to inject a little levity into the issue, demonstrating how the kid is a petulant little drip busy making fake bombs when he could be exploring the joys of young manhood via the internets.
Isn’t Denver one of the whitest big cities in America?
Only Sherpa’s can live at that altitude. I fully expect to find them all playing Sherpa hackie-sac in front of their mcmansions later this week.
There is a non trivial Hispanic minority in Denver. We have a few Spanish language broadcast TV channels, which come in handy when you get the itch to watch some “futbol”.
Been that way for decades. I moved from CA to NM, then back 9 yrs later. Much cheaper to take the truck to CA. More poor leaving CA than moving there.
“which come in handy when you get the itch to watch some “futbol”.”
A couple of guys from Mexico (yes they were legal) who used to work for me loved “futbol”.
Good guys and really good framers. They played soccer every Sunday. The only thing with them was when Mexico played a soccer game, they were gone. It never was a problem because they told me ahead of time and it didn’t happen very often but they were very passionate about that sport.
The Mexican national team plays most of its “home friendlies” in the USA and not in Mexico, for the simple reason of $$$. They can fill up American stadiums and charge orders of magnitude more per ticket than they could at home. And in the right cities they sell out, no matter who they are playing.
I think it was the World Cup (if that’s the right name) these dudes went home to watch.
Rates for Los Angeles, CA to Denver, CO
$2,327.00
Rates for Denver, CO to Los Angeles, CA
$1,182.00
Possible fodder for a class-action lawsuit… that’s an awfully big price differential
“Possible fodder for a class-action lawsuit…”
If you can sue someone for trying to stay in business.
It’s a supply and demand thing. Now if it was G-Haul (Government-Haul) they could charge the same thing both ways between Houston, TX and Detroit, MI because they would be allowed to lose mass amounts of money each year.
US Postal Service: Over $47 Billion In Losses In The Past Decade And Counting
Tyler Durden’s picture
Submitted by Tyler Durden on 08/11/2014 12:09 -0400
But as it stands U-Haul can either charge way less for someone to rent their trucks and take them back to Detroit where evidently nobody wants to move or get them back there on their own dime.
Then they can charge the Detroit evacuees whatever the market will bear.
U-Haul rental trucks
Rates for Houston, TX to Detroit, MI on 9/30/2015
26′ truck
4+ bedrooms
Inside dimensions: 26′5″ x 7′8″ x 8′3″ (LxWxH)
Door opening: 7′3″ x 6′10″ (WxH)
Deck height: 2′9″
EZ-Load Ramp
$1,154.00
Rates for Detroit, MI to Houston, TX on 9/30/2015
26′ truck
4+ bedrooms
Inside dimensions: 26′5″ x 7′8″ x 8′3″ (LxWxH)
Door opening: 7′3″ x 6′10″ (WxH)
Deck height: 2′9″
EZ-Load Ramp
$2,069.00
You guys talking about Ahmed, the American Muslim teen of Middle Eastern descent who loves science and is the toast of the White House, with internship offers from leading tech companies?
Chess mastery.
As reported by real journalists:
http://thehill.com/opinion/katie-pavlich/254419-katie-pavlich-a-kid-a-clock-and-the-death-of-see-something-say
#istandwithradioshack
News
Sep 22 2015, 12:34 pm ET
Ahmed Mohamed, Boy Arrested Over Homemade Clock, Withdraws From Texas School
by Erin McClam
The Muslim boy who was handcuffed last week after he took a homemade clock to class is withdrawing from his school, and his family is planning trips to the United Nations and Mecca before visiting the White House.
Ahmed Mohamed, 14, was arrested after officials at his school in Irving, Texas, mistook to the clock for a bomb. His treatment drew an outcry on social media and charges of Islamophobia. Google, Facebook and NASA all expressed support for the boy.
One of the largest Muslim groups in Texas said later in the week that it did not blame the school but faulted political leaders for creating a “climate of fear” with inflammatory rhetoric.
The school district told The Dallas Morning News that Ahmed’s father had asked to pull him out of the district, and that the district would comply as soon as possible.
The father, Mohamed Elhassan Mohamed, told the newspaper that the family would fly to New York on Wednesday to meet with dignitaries at the U.N. If the family can get a visa, they will travel on a pilgrimage to Mecca, Saudi Arabia, the father said.
And then: “When we come back, we’ll visit President Obama.”
I stand with Radio Shack too. That boy just ripped out the innards of a clock radio and stuffed it into a mini case. What’s so inventive about that?? It wasn’t even a kit clock!
Chess is right, as Ahmed is just a pawn.
Real journalists and SJWs and progressives deserve to live under the Sharia laws they are so warmly welcoming.
But a President Carson would bring back the Salem witch trials. What are we to do.
“What are we to do.”
Hopefully not this.
Watch Hillary Clinton Whip, Watch Her Nae Nae - YouTube
http://www.youtube.com/watch?v=ppgk9Mj1n88 - 388k -
Hope and change, as reported by real journalists:
“The average cost of employer health coverage passed $17,000 for a family plan this year … The average general deductible for single coverage this year was $1,318, compared with $1,217 last year and $917 five years ago.”
http://www.wsj.com/articles/employer-health-coverage-for-family-tops-17-000-1442934002
Forward
“The average cost of employer health coverage passed $17,000 for a family plan this year”
Only $10,500 to go and we have until 2018 to get there.
Obamacare’s ‘Cadillac Tax’ is an important part of the plan so don’t mess with it
By Jared Bernstein July 15
Jared Bernstein, a former chief economist to Vice President Biden, is a senior fellow at the Center on Budget and Policy Priorities and author of the new book ‘The Reconnection Agenda: Reuniting Growth and Prosperity.’
The Cadillac tax applies a 40 percent excise tax to health plans that exceed an annual cost in 2018 of $10,200 for singles and $27,500 for families. While a fair number of policy holders—around 5 to 15 percent, depending on assumptions about cost growth—have plans that cost that much, only a small share of those costs exceed the caps and will be subject to the tax.
except fot gov workers
my county has a $0 deductible option
Bama booty won’t touch gov workers
Of the various offices I service the union power utilities have the best health care plans with full dental and vision, and the worst health care plans are at the federal offices.
Nothing will be done to fix our broken heathcare system until it collapses.
77 f*ing pounds at age three, wait until there are 10 million kids just like that, their health care is gonna cost alot of money!
http://www.cbsnews.com/news/toddler-youngest-to-be-diagnosed-with-type-2-diabetes/
good then we can go back to 80/20 w a cap
never heard my parents bitching
we need health insurance reform , not health care.
add as much competition to it as possible, then prices drop.
Too bad Blue Cross calls the shots.
Perry capped malprac on obgyn and rates fell 68%
too bad he forgot to mention that
no doubt, attorneys are responsible for the decline of western civilization.
Tort reform would help us all.
How bout we barbecue the whole lot of them.
No, you got that wrong. It’s not attorneys; it’s the bankers. They are the ones who pay the attorneys.
If I were king of the world for a day, I would pass a single law:
If you provide healthcare, it is illegal to charge different customers different amounts for the same procedure.
And watch insurance competition be revived.
New York Times (real journalists) report health insurance deductables “costs have risen more than six times faster than workers’ earnings since 2010″
http://mobile.nytimes.com/2015/09/23/business/health-insurance-deductibles-outpacing-wage-increases-study-finds.html
Yet another reason to never, ever take selfies: It can kill you.
Dying to get the photo: Five selfies that ended tragically
PUBLISHED : Friday, 04 September, 2015, 5:51pm
UPDATED : Friday, 04 September, 2015, 8:52pm
Stephanie Chin
A daredevil scales one of Hong Kong’s highest buildings.
Photo: SCMP Pictures
The initially playful act of snapping photos of oneself for social media has led to the grim deaths of two individuals just this week.
The announcement of “selfie” as the Oxford Dictionary’s Word of the Year in 2013, cemented its place in society.
Everyone from US President Barack Obama to self-proclaimed selfie-guru Kim Kardashian has since only helped exponentially increase its popularity.
But in this widely encouraged culture of narcissism, individuals have now cultivated a dangerous habit of risk-taking for photographs in the hope of achieving popularity on social media.
…
Disney has banned the so called “selfie sticks” from its theme parks, citing possible injury when used on a ride.
HA caught upskirting at Disney
rapidly.depreciating.houses.
Alexandria, VA Housing Prices Fall 5% YoY; Speculators Get Crushed
http://www.movoto.com/alexandria-va/market-trends/
I banned Disney from our family. Overpriced line standing.
“snapping photos of oneself for social media has led to the grim deaths”
Six million ways to die… choose one.
(Takes me back to 90’s Dancehall)
https://www.youtube.com/watch?v=g7qxiGxAwyQ
CRATER
Colbert exposed some of the Reagan myth last night. Reagan raised taxes. Reagan gave amnesty to 3 mill. Cruze did not know what to say.
You’ve had your SJW, now let’s have some neocon.
Tom Cotton for president 2016, because Iran needed invaded 5 minutes ago:
http://www.businessinsider.com/gop-politician-wants-one-star-to-run-2015-9
William Kristol endorsement forthcoming.
I used to work for a Socialist for a spell. Re-distribution on a micro level doesn’t work either…
What do you call the liberal who want to see gov bailouts ended to the big corps: WMT, EXXON, ALCOA, BOEING…
And no more Too Big To Fail?
And no more $6 trillion wars?
Are they socialist?
The neo-cons wont end the cheating.
My colleague just put an offer in on a Home Path house $3k below asking, and they countered at full price.
What an idiot. 50% offer. No higher than 60% at best.
The good news: I get to CRUSH MY CO-WORKERS in a brutal, no holds barred house warming game of Cards Against Humanity.
‘they countered at full price’
Are you sure? Sticking to the original price isn’t a counter offer.
I’m sure of the events, not sure of the language. House was listed at $229k, they offered $226, Home Path agent said it’s your for $229k. They said fine.
Why would anyone offer 99%? Makes no sense.
Rocklin, CA Housing Prices Sink 4% YoY; Broad Prices Declines Observed
http://www.zillow.com/rocklin-ca/home-values/
Simon & Garfunkel - The Only Living Boy In New York:
http://m.youtube.com/watch?v=-IwYQ1Vqf_4
Simon & Garfunkel - Fakin’ It:
http://m.youtube.com/watch?v=IkFBOd4YN60
Paul Simon and Brian Wilson at the Greek Theatre in Los Angeles in 2001 was possibly the best show of my life, Paul McCartney was there too…
Screw you realtors. Screw you.
Realtor are our friends. They’re just trying to help us all achieve the dream.
78 months (counting on my fingers and toes four times….) Sum Tin Wong
http://finance.yahoo.com/news/chinese-factory-gauge-drops-lowest-015737244.html