Sellers Adjust To The Cool Down
A report from the Independent Record in Montana. “Everyone has noticed the surge of new construction in Missoula recently, but what’s surprising is it looks like that growth is only accelerating. ‘We’ve got quite a few of those big homes being built right now,’ said Walt Willey, president of Vanguard Gold Management. ‘We’ve got a spec home worth over $1 million under construction right over there. There’s a lot of activity and a lot of homes going up.’”
“Kevin Kivela of Spire Inspections said he has had to put customers on a seven- to 10-day waiting list. ‘A lot of people don’t pay to have their home inspected if it’s new construction, but it depends on what their comfort level is,’ he said. ‘Just because it’s new doesn’t mean there isn’t human error. I had a client that didn’t get a home inspection on a new home, but after three months of living there they noticed a foul odor coming from the crawl space. The plumbing for the shower had not been hooked up to the main drain system, so all that water went into the crawl space for three months. Sometimes things get missed, even in new homes.’”
“Kivela estimated there are a dozen licensed home inspectors in Missoula, and all of them are busy. ‘I don’t know where all these people are coming from,’ he said. ‘The housing inventory is still low. All these homes are going under contract the day of listing and they all have multiple offers.’”
The Denver Post in Colorado. “October temperatures might have run on the mild side, but a big drop in sales and listings cast a chill on metro Denver’s housing market, according to the Denver Metro Association of Realtors. Buyers closed on 4,294 homes and condos last month, a decline of 17.5 percent from September and 11.4 percent fewer sales than in October 2015. Sellers listed 4,874 homes last month. About three in 10 sellers had to drop their list price to get an acceptable offer, although that level was similar to the price drops measured the past two Octobers, according to the report.”
“‘Price reductions are being seen across the board as sellers adjust to the cool down,’ Steve Danyliw, incoming chairman of the DMAR Market Trends Committee, said in the report.”
The McAlester New-Capital in Oklahoma. “Real estate reports indicate a slight bump in year-to-date residential sales in southeast Oklahoma has not matched the near 96 percent increase of new listings in the area. Data from the Greater Tulsa Association of Realtors show that while 57 more houses have been sold thus far in 2016 as compared to this time last year, there are 1,280 more homes listed for sale in the same time frame. Data reflected markets in Haskell, Latimer, LeFlore, McIntosh, Pittsburg and Pushmataha counties.”
“‘(The) oil field pulled out,’ Century 21 Realtor Shirley Donaldson said. ‘They’ve laid off (people) and all those houses have come up for sale. Our biggest problem is all these jobs are gone.’”
“Donaldson said she’s seen sellers struggle to sell their homes because of the flood of new listings. However, the average days on market to sale dropped more than 41 percent compared to this time last year. Homes spent an average of 102 days on market before selling. ‘You’ve got to price them right on the money or just under it,’ Donaldson said. ‘We need jobs. J-O-B-S is the answer.’”
The Press of Atlantic City in New Jersey. “If you’ve been notified, or even just worried, that you could lose your home to foreclosure, experts say parts of your home can actually help you fight that fate. That could be useful knowledge in South Jersey, even if recent statistics show that Atlantic County lost its unwelcome status as the foreclosure capital of the U.S. in the third quarter of 2016. Start with the mailbox. Atlantic County Sheriff Frank Balles’ office prints dozens of sheriff’s-sale listings every Monday in this newspaper. He knows some owners’ initial reaction to getting the first notice of foreclosure is to put it aside, or even throw it away.”
“‘The worst thing you can do is not open that letter from the bank,’ Balles warned recently in Atlantic City, at a foreclosure-prevention seminar hosted by the New Jersey Housing Mortgage Finance Agency.”
“When Alejandra and Jose Perez realized their Galloway Township condo was in danger, the parents of three first tried to fight on their own. They worked at Showboat and Trump Plaza, two of five Atlantic City casinos to close since 2014. But even before they lost their jobs for good — Jose after 23 years at the Plaza — their hours were cut so much that they couldn’t keep up with the bills.”
“Alejandra asked the mortgage company to modify their loan, but they were rejected because of that low income. Still, at the end of that process, she stumbled onto help in the form of the state’s Homekeeper program. They had to go through a HUD housing counselor to qualify, but ended up getting $50,000 in mortgage help from Homekeeper. When that ran out after two years, they still didn’t have full-time jobs in Atlantic County’s struggling economy. NJHMFA suggested they try again for a loan modification, and put them in touch with another counseling agency.”
“Their monthly payment was cut from $1,100 to $800, and ’so far we’re making it, we’re up to date,’ she adds. ‘I’d tell (struggling owners) first of all to never give up. The worst thing you can do is do nothing. Look for options, look for information. … And don’t wait until the last minute. It worked out for us, so it might work out for other people too.’”
“She also recommends a HUD-certified counselor such as Clarifi, where Stephanie Bittner is outreach director. Bittner can also suggest parts of the home owners can use to stay in their homes. She recommends a ‘crisis budget … They should make sure they’re reducing their electric bills. After the mortgage, utility bills are a major expense,’ Bittner says. ‘If they’re upside down by maybe $200 a month, it’s going to be a lot better than if they’re upside down by $500 a month. … They have to ask, ‘Can I reduce the cable bill? Can I cut back on food?’”
“Local utilities can also suggest ways to cut bills. At NJHMFA’s foreclosure session, an Atlantic City Electric representative handed out charts detailing the cost of leaving dozens of common items plugged in full-time. ‘Go through and unplug your devices. … And don’t leave your phone charger plugged in,’ Maria Waldman advised. She also gave a quick trick of adding an already dry towel to each load of laundry in the dryer. ‘You may get a little lint,’ she said, ‘but it will cut down on your drying time by five or 10 minutes.’”
Isn’t this interesting:
‘Donaldson said she’s seen sellers struggle to sell their homes because of the flood of new listings. However, the average days on market to sale dropped more than 41 percent compared to this time last year’
Even under the best of conditions these people are upside down. Add in the fact demand is at record low and inventory is at record high, they haven’t any good option.
‘She recommends a ‘crisis budget … They should make sure they’re reducing their electric bills. After the mortgage, utility bills are a major expense,’ Bittner says. ‘If they’re upside down by maybe $200 a month, it’s going to be a lot better than if they’re upside down by $500 a month. … They have to ask, ‘Can I reduce the cable bill? Can I cut back on food?’
‘Local utilities can also suggest ways to cut bills. At NJHMFA’s foreclosure session, an Atlantic City Electric representative handed out charts detailing the cost of leaving dozens of common items plugged in full-time. ‘Go through and unplug your devices. … And don’t leave your phone charger plugged in,’ Maria Waldman advised. She also gave a quick trick of adding an already dry towel to each load of laundry in the dryer. ‘You may get a little lint,’ she said, ‘but it will cut down on your drying time by five or 10 minutes.’
But you can eat the lint to save a few pennies. And save those little scraps of soap and stick them together. Anything but stop paying the bank for your over priced, underwater shack.
To the AC couple who got $50,000 in a taxpayer bailout.
AC is a dump that is going into bankruptcy.
It’s over. Get out. Jobs are not coming back.
Your are being sucked for every last FB dollar.
And your insane property taxes will only increase.
Default and move to a place with jobs.
And save those little scraps of soap
Is it bad if I get a sense of satisfaction out of reducing or avoiding waste, even if I know the end result will be inconsequential to my financial situation (e.g. save a bar of soap once a year)?
I just mentioned that because it was on a Simpsons episode once.
Ha! I guess I resemble that remark, even though I’m not doing so to scrimp and make my payments to the bank.
I don’t think I’ll try the dryer-lint angle, though. 
Use dryer lint as toilet paper!
The only good use for dryer-lint that I’ve ever heard: my father confided that using it as part of his kindling was one of his secrets for winning bow-drill fire-starting competitions in the Boy Scouts as kid.
A prepper friend of mind recommended putting dryer lint into bug-out bags for that same purpose: as kindling firestarter.
I do the same thing — girlfriend is quick to want to just throw out the little sliver that’s left. I insist on finding a way to use it
Just stick it to the new bar of soap while it’s soft. When you come back tomorrow it will be welded together.
A long time ago I made bar soap with one of my school age kids for their science project. Basically rendered pig fat and lye. It was actually pretty nice soap.
I’m not sure I understand about the A.C. idiots. They got $50K and it ran out in two years on a $1000/mo payment? RE taxes maybe. Were they putting in anything?
This advice gives you a pretty good indication of whose interests these HUD-certified counselors are really serving.
“Adding an already dry towel to each load of laundry in the dryer. ‘You may get a little lint,’ she said, ‘but it will cut down on your drying time by five or 10 minutes.’”
Or, you can just use the “solar clothes dryer.” The one your grandmother used. I can tell you, it works.
“She also gave a quick trick of adding an already dry towel to each load of laundry in the dryer. ‘You may get a little lint,’ she said, ‘but it will cut down on your drying time by five or 10 minutes.’”
Did they also suggest searching the living room sofa and chair cushions for spare change?
They got $50,000 free taxpayer dollars.
And it still didn’t help them.
But saving 5 minutes on the dryer cycle time will save them…
They got $50,000 free taxpayer dollars.
Actually they were a pass-through entity. The cash wound up in someone else’s pocket.
Can I get $50,000 to pass through too?
Oh, I forgot.
We punish savers and responsible folks under obama.
Soon to be continued under a new President.
Exactly. The BANK got $50k.
It would be REALLY fascinating to have a forensic accounting of that $50K (or better yet, the program in the aggregate).
Taxpayer funds flowing to lenders that are also taxpayer-guaranteed (FHA, Fannie/Freddie) is kind of meaningless, ignoring the portion of it that supported the bureaucracy required to administer the program.
But the portion that flows to loans NOT already guaranteed by the taxpayer—that’s straight up yet-another-subsidy for the banks.
“saving 5 minutes on the dryer cycle”
My grandmother was extremely frugal. She never used a dryer. There was a drying rack in the laundry for winter and a clothesline for summer. My mom bought her a dryer and she refused to use it. It would waste money.
She also never had a mortgage, of course.
Growing up, my family was so poor, one day a burglar broke into our house and we robbed him.
Okay, I totally made that up.
My grandmother would have asked him if he’d had a good meal lately.
Here’s a story about the ole’ mortgage interest deduction debate:
http://www.dallasnews.com/business/homes/2016/11/04/realtors-get-ready-tax-code-change-fight
‘Real estate agents aren’t waiting to see who wins the White House.
They are already gearing up for a battle to promote homeownership and preserve homeowner tax deductions. “Protecting the home interest tax deduction is at the top of the list,” said Bill Brown, an Oakland, California, real estate agent and president of the National Association of Realtors.
“Half of families that take the deduction earn less than $100,000 a year,”
Realtors are also pushing for an easing of federal lending restrictions for small and community banks.’
Presumably any tax legislation eliminating the deduction would still allow for charitable, medical, etc all the other itemized deductions, in addition to the standard deductions. That would limit the impact of the interest deductions repeal to those with excessive interest deductions.
As long as the Clinton Foundation and Charity are still legal….
All is good.
Mortgage interest deduction will not be the only thing on the table…The whole tax code is at issue…
Right. I’d like to see them do something on the corp tax / dividend double tax issue to put us more on par with other jurisdictions.
There are some upcoming BEPS (base erosion profit shifting), aka transfer pricing, regulations by OECD that are pretty meaningful. To the extent these regs shift profit into a higher tax jurisdictions, like the US, they could dampen economic development here in the absence of addressing the C corp double tax issue.
It seems like the MID is just a transient benefit; doesn’t the price of the house just drift higher, sort of like equilibrium in nature. Like what happens with interest rates
The bottom line for the MID is that you get back about 30% of what you paid in a mortgage interest as a tax deduction.
It is nice.
But no one should make an investment based solely on the idea of losing 2/3 of what you “invest”
make an investment based solely on the idea of losing 2/3 of what you “invest” ??
What if the 2/3 equals or is less than what you would pay in rent ?
That hasn’t been the case in decades. Not to mention the massive losses to depreciation at $3/sqft per year.
Why buy it when you can rent it for half the monthly cost?
The bottom line for the MID is that you get back about 30% of what you paid in a mortgage interest as a tax deduction.
False. You are ignoring the standard deduction—you only get the incremental value of what you can deduct over and above that. For many folks, that’s very little.
Let’s take a simple example: MFJ couple with a $300K house, 4% rate, with deductible annual interest of $12K initially. Benefit from MID: zero, unless there are other deductions that will push them above the current $12.6K standard deduction.
For many folks, that’s very little ??
And for others its a lot…
If you live in a state with income tax, a lot of the standard deduction (if not all of it) is eaten up before you even get to the MID.
The MID meant a lot more when interest rates were 10%, or even 7%. Now it’s pretty meaningless. That said, I don’t see a reason to keep the MID but just put a cap on it. Or limit it to primary residence.
‘you only get the incremental value of what you can deduct over and above that’
Thats a good point. A mrried couple’s standard deduction is often more than their interest and prop tax. But, using itemized allows them to also deduct charitable, state/sales tax dd, etc. that if they went with standard, they’d not be able to use.
Thats why I think congress will provide some provision to allow those deductions (Charitable, meds, misc itemized) even if they repeal the MID.
The IRS allows you to deduct state income OR sales tax- never both.
Reading a link in Market Watch yesterday I found this in the comments section which sometimes I find more informative then the articles themselves;
Like I told you before we have been in recession since September, masked only by the soon to be crumbling housing ponzi. The wieight of the cheap money bill is now greater than the benefit of its intial effect: recession meaning 70% income inequality or basically living week to week(poverty) while 30% continuing to upgrade paper wealth (at extreme risk). Proof - retail chain closings all around, fast food price wars, stores not getting re-leased for long periods if at all, and the biggest proof, 70% dont even have $1000 in the bank easily. The tech mirage and housing ponzi had to be pulled back to reality at some point and is now obvious to all. Dow just crossed 18000. This was in the numbers starting Sept. but accounting spins by the media were able to mask it. The consumer got no money left even after their pay raise for $8 Chipotle burritos, $8 Ell pollo loco chicken or $8 burger fries from Jacks/Mcdonalds etc. Absurd rents the culprit: unsustainable
The wise know how to define unsustainable properly and its ramifications.
You saw the cheap money results from 2000 and 2008. Do you know anyone who kept their windfalls from the stock bull before 2000 or the property windfalls up to 2007?. Because most people cant time and also cant realize paper wealth. Likewise this bull will never be remembered when stocks and houses get cut in half again. You say stocks keep going up longterm, ride it out. Historically true. But in this era of new wars and financial instability, imho I dont see a comeback without a world reboot financially. All from cheap money, and its greedy takers.
This is not 2000, or 2008. This has been unprecedented amounts of cheap money. The bill is unquantifiable. This is no mans land. Everything now is tied globally and one major slip can pull others down now as opposed to before there was firewalls. Not so in the global economy. The bill for unprecedented cheap money is being sent out globally and no Country wants to be the first payer. Being the last man standing, imho, will have little comfort.
Peace is priceless. Find true wealth.
This was all baked in the cake when Bernanke and pals decided high house and stock prices were the solution to a bust caused by too high house prices. It could be worse than before. The China QE boom resulted in a commodity boom that starts to end in this Oklahoma article above. Multiply that by thousands of cities in Canada, Brazil, Nigeria, Australia, the list goes on.
Stop peddling fiction.
((Shalom Bernanke)) was preceded by ((Alan Greenspan)) - get it? Greenspan! The tribe bailed out its buddies during the mexican crisis of 96, asian crisis of 97, long term capital management of 98, and ignored the dot bomb fraud and pumped up housing to try and paper over that.
Operation Borrow and Print didn’t quite have the effect the PTB desired.
If you’re hungry, you don’t get less hungry by slicing the pizza up into sixteen pieces rather than eight (i.e. printing money), and giving the “extra” eight to your fat friends.
I still find it kind of amusing, from the article I posted yesterday, that, in the yacht industry, the segment that has recovered most strongly is the mega yacht portion.
If you’re hungry, you don’t get less hungry by slicing the pizza up into sixteen pieces rather than eight (i.e. printing money), and giving the “extra” eight to your fat friends.
FANTASTIC analogy, Neuromance!! That right there is QE in a nutshell.
That needs to go viral.
Exactly. The fat friends get fatter, while the others go hungry. QE is taxation through currency dilution, dressed up as economic stimulus.
“When you vote you are a citizen yourself”
“The sanctity of the vote is strictly confidential”
2006 Audio Emerges of Hillary Clinton Proposing Rigging Palestine Election:
‘We should have made sure that we did something to determine who was going to win’
https://www.youtube.com/watch?v=AQKAz7l5Es4
I’ve always been puzzled about this. About how the house-poor seem to think they’re wealthy, yet don’t have two nickels to rub together.
If self-made millionaire Grant Cardone could give his younger self one piece of advice, it would be to skip the home purchase.
“I bought a house when I was 30 years old,” Cardone tells CNBC. Looking back, “I would never buy one.”
Houses are “traps that prevent people from ever having enough,” Cardone writes on his blog. “Sold as the American dream is more like the American nightmare where people can’t move, don’t ever truly own and must continue to spend to keep.”
While many people think of real estate as an asset or an investment, it should be considered a liability, Cardone says.
At the end of the day, owning a home takes money out of your pocket: mortgage payments, property taxes, and repairs are just a few of the many expenses that come with home-ownership.
http://www.cnbc.com/2016/11/04/self-made-millionaire-dont-buy-a-home.html
I do understand all the lifestyle benefits of owning. The state becomes your landlord and it has a lighter yoke than a private landlord. But you still have a landlord.
In terms of cashflows it’s interesting in that they tell young people with the weakest inbound cashflows to buy houses, and the initial outflow due to the house is very high, and stays high for a long time.
Also… imputed rent doesn’t take into account the cash outflows (Utilities, Taxes, Insurance, Maintenance) associated with a house.
I can still remember in the pre CRA Clinton days when owning a house was CHEAPER than renting…
1976?
Nope, definitely not bubble behavior, buying the most expensive item you will ever purchase in your life, sight unseen.
Redfin Survey: Nearly One in Five Homebuyers Last Year Made an Offer Sight Unseen
Business Wire/Redfin/Yahoo Finance
September 6, 2016
Nineteen percent of people who bought a home in the past year made a bid on a home before seeing it in person, according to new survey data from Redfin (www.redfin.com), the next-generation real estate brokerage. The survey of more than 2,000 people who bought or sold a home in the past year was conducted by SurveyMonkey Audience and commissioned by Redfin.
Buyers of high-end homes were almost twice as likely to have made an offer on a home sight unseen. Among people who bought homes for more than $750,000, 39 percent made an offer without seeing a home in person.
Bidding sight unseen is likely so prevalent because of market forces like bidding wars and fast home-selling speeds, but technology plays a role too.
http://finance.yahoo.com/news/redfin-survey-nearly-one-five-120000206.html
What could wrong?
The largest and most leveraged decision of your life…
And some people put more thought into what kind of pizza they are going out for dinner….
Not even a mention here today that the guy who had the woman chained up on a shipping container was a _Realtor_??
https://www.washingtonpost.com/news/true-crime/wp/2016/11/06/realtor-accused-of-chaining-woman-in-metal-container-was-a-potentially-explosive-teen-rapist/
HA, I feel like I’m doing your job for you!
A criminal psychopath from age 16.
Long arrest record and a registered sexual predator.
But got a job…
——–
The gruesome revelations are a stark contrast to Kohlhepp’s professional image. On the surface, Kohlhepp was a polished Realtor who ran a successful South Carolina real estate firm upstate. In a company brochure, Kohlhepp portrayed himself as a tech-savvy professional committed to helping people buy and sell homes in Greenville and Spartanburg counties.
“At Todd Kohlhepp & Associates we feel that it’s important for our clients to know a little more about who’s working for them besides a name and number,” read the first part of his bio.
Should have become a power player in DC and buddied up with Hillary, there predators run free:
The owner of Big Cheese LLC , the company that runs “Comet Pizza” and “Besta Pizza” is James Alefantis described as one of “DC’s 50 most powerful people.” http://www.transformerdc.org/news/item/james-alefantis-one-of-dcs-50-most-powerful-people
He was/is a longtime gay lover of David Brock, the head of MEDIA MATTERS. Who according Neera Tanden is “batshit crazy” http://www.powerlineblog.com/archives/2016/11/david-brock-batst-crazy.php A few years ago David Brock was in the news paying off his previous gay lover Grey, in a blackmail settlement. http://www.foxnews.com/politics/2012/02/27/media-matters-boss-paid-former-partner-850g-blackmail-settlement.html Police report: http://www.foxnews.com/politics/interactive/2015/09/01/2010-police-report-filed-by-david-brock-against-ex-partner-william-grey/
Alefantis was a defendant in this case.
According to the above fox article: “Brock and Alefantis remain in Washington, where Brock has released a new book attacking Fox News. He is also under scrutiny from several members of Congress amid reports Media Matters for America is in possible violation of IRS laws governing nonprofits.”
The most disturbing thing about this election cycle, for me, has been the realization:
Half the population of the USA believe that corruption and pedophilia are not only acceptable behaviors, but behaviors to be encouraged. By voting for her, they are expressing their explicit approval in the worst forms of government corruption and pedophilia rings.
Think about that for a minute. Half the population view pedophilia and rampant corruption as acceptable behavior to be encouraged and celebrated.
These are the people you meet every day — the people you see at the store, the people you see on the bus, the people you see at church, the tenants you rent your house to.
What has happened to our country.
‘Half the population view pedophilia and rampant corruption as acceptable behavior’
They don’t. Ask the Clinton supporters here if they see it that way.
But the violence is alarming:
Trump Supporter’s Truck Torched
‘Lee’s first concern was the safety of his son. So he decided to stay put, near the water. When the voices and commotion were gone, Lee approached his truck. But it was too late. Flames were shooting out the windows. The truck was a complete loss.’
“I didn’t think anyone would do this kind of stuff over bumper stickers? It’s not right,” he said.’
http://fox40.com/2016/11/03/trump-supporters-truck-torched/
IMO, people are free to vote for whoever they want. I may disagree in some way but it’s still their right. I don’t like the Clinton’s or the Bushes but I know people that vote for them and I don’t think any differently about them. Part of this is the demonization. Saddam was Hitler, Qaddafi was Hitler, even Ron Paul got called Hitler. Once you go down that road, anything goes, right?
When you call Trump supporters this:
——
You know, to just be grossly generalistic, you could put half of Trump’s supporters into what I call the basket of deplorables. Right? The racist, sexist, homophobic, xenophobic, Islamophobic – you name it. And unfortunately there are people like that. And he has lifted them up. He has given voice to their websites that used to only have 11,000 people, now have 11 million. He tweets and retweets offensive, hateful, mean-spirited rhetoric.
Now some of those folks, they are irredeemable, but thankfully they are not America.
–Hillary, September 2016
—–
Anything goes.
The ends justify the means…
They are not humans and deserve everything we can do to them…
And people wonder how Jews were herded into gas chambers by the average well educated and cultured German…
Male America Great Again - no one can tell me what year they are talking about. 1957? 1927? 1980? 2014?
Have you seen “Spotlight?” Disgusting what the Catholic Church does.
-> “Trump Supporter’s Truck Torched”
Well, we know the going rate is about $1500 to be a paid protester. My guess is, at least double that for torching a car. Maybe even higher for firebombing political offices.
Largely unreported but South Koreans are protesting BIGLY, calling for the president to step down. She was consulting with some “cult” leader in regards to speeches and policies apparently, which was the final straw - tough economic conditions, corruption, and deployment of a US missile defense battery are also factors. Was watching some interviews of people in the streets last night, they are PISSED!
http://www.nytimes.com/video/world/asia/100000004751016/large-protests-in-south-korea.html
Even though treasonous (imo), I could see forgiveness (after jail-time) for the political corruptions and crimes of the politicians. After all, it’s just money, compared to other things like — 1. targeting + taking advantage of the mentally ill and the elderly, and 2. abusing children.
Those are unforgivable crimes. God may forgive them. I won’t.
John Wayne Gacy was a (creepy) clown at children’s parties and a senior official in the Chicago’s Democrat Party when he wasn’t sexually torturing and offing young men and burying them in his basement.
I’m surprised they didn’t give him a promotion.
Are raping, imprisoning and killing people typical hobbies for Used Home Salespeople?
crushing.housing.losses.
Excluding people in airplanes, I am literally the highest person in Colorado right now (alone on the summit) and quite possibly one of the highest people in North America:
http://www.picpaste.com/20161106_080433.jpg
Highest person in Colorado right now…
The jokes just write themselves….
I’ve read that, in comparison to other fourteeners, Mt. Elbert isn’t particularly long or difficult. True?
That’s hypoxia turf, so yeah… u r high alright.
Who has more free sht for home owners
Hilary or trumped?
Lp has no free sht
Trump goan get 25% of en’z lol
A corrupt government is bad, just like a corrupt _______________( insert jopb here)
People cheat all over the world.
Peopophile rapist enabler?
“People cheat all over the world.”
And in no case is it acceptable.
Enron! Haliburton! Exxon! Goldman! Chase! Walmart! Monsanto! Time Warner! Comcast! Verizon! MSFT. Apple!
Go after the big dogs!
Before Google set up their tax structure, they got a ruling from the IRS that it was OK (legal).
Are they cheating? Nope.
Cheating is breaking the law, getting kickbacks, graft, bribery corruption, etc.
And when those writing the laws are corrupt, it’s like the fox guarding the henhouse.
You need to start with the lawmakers who write the laws. Going after the “big dogs” who have been following the laws to their greatest advantage is a waste of time.
Moral relativism is a sure sign of a broken moral compass. I don’t have to guess “new attitude’s” political affiliation.
You’ll enjoy a new attitude after vaccination, I’m sure the powers that be are working on a vaccine for your questioning ways this very minute:
https://en.wikipedia.org/wiki/MRIGlobal
http://www.prnewswire.com/news-releases/mriglobal-wins-contract-to-produce-hpv-vaccine-300004630.html
http://www.thedoctorstv.com/articles/964-hpv-vaccine-controversy
It’s not that. He’s just the little boy sitting in the back of the class yelling things out to get attention.
Make America Great Again - no one can tell me what year they are talking about. 1957? 1927? 1980? 2014? HELLO?
Piss off, CTR troll.
Ray,
Why do you even bother to answer this poster? Better ignored. It’s not as if his posts have content worth discussing.
There are more important things to do, discuss and entertain.
Tough to answer, just close your eyes and follow… everything will be great again, just like 19??
I hate Trump’s big gov, big spending, walls, wars, and, mooching off tax payers, and lawsuits….
but I am ready for the crash (0% cash) and loving life!
These lofty distinguished “institutions” robbed everyone blind. And the political class encouraged it and profited from it. Aid and abet. All of them.
soo wee pig pig pig pig! dirty, filthy cop.
https://www.youtube.com/watch?v=uVcVSEa_Ooo
And this, friends and neighbors, is why prudent people don’t buy houses in a soon-to-be insolvent municipality.
http://www.zerohedge.com/news/2016-11-06/dallas-pension-fund-panic-mayor-warns-130-property-tax-hike-avoid-collapse
Too bad they don’t have TABOR in Texas
What Colorado is missing is an equity locust tax.
Steve Harley - Make Me Smile (come up and see me).
https://www.youtube.com/watch?v=qpJ0cyXbMbI
48 hours of madness coming. Got popcorn?
http://www.businessinsider.com/drudge-fbi-clinton-emails-2016-11
Looks like the FBI ploy backfired on Giuliani.
Did your tweeter get twacked?